S
Sayantan Ghosh
About
Detail
West Bengal, India
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Internships
Starting at
USD2k/month
Résumé
Jobs
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Junior UnderwriterSitusAMCDec 2020 - May 2024 (3 years 6 months)Reviewed over 100 residential and commercial mortgage loan files monthly including FHA, VA, and Non-QM loans. Assessed borrower eligibility by analyzing financial documents including W-2s, 1099s, bank statements, and tax returns (1040, Schedule C, 1120, K-1). Evaluated collateral using appraisal reports (1004, 1073, 1025, CDA, AVM) and property history reports. Performed credit checks, fraud analysis, OFAC, background screening, and public record reviews (foreclosure, bankruptcy). Managed underwriting pipeline for high-profile clients like J.P. Morgan, Morgan Stanley, Barclays, Rocket Mortgage, and Verus. Achieved 15% reduction in underwriting errors by streamlining review workflows and enhancing data validation procedures.
Education
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- Data Science Certification ProgramScaler AcademyJul 2023 - Current (3 years)
- MBachelor of Technology(ElectronicsMaulana Abul Kalam Azad University of Technology(WBUT)Jun 2014 - Jan 2018 (3 years 8 months)
Projects (professional or personal)
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- AAerofitSep 2024 - Oct 2024 (2 months)Conducted EDA, visualizations, and correlation analysis to segment customers and align product recommendations with fitness equipment preferences.
- WWalmartJul 2024 - Aug 2024 (2 months)Unlocking customer spending secrets, Walmart's case study delves into Black Friday transactions. Navigate uncertainty, spot outliers, and compute confidence intervals for male and female shoppers. From marital status to age, dissecting patterns shapes actionable insights.
- NNetflix Content AnalysisMay 2024 - Jun 2024 (2 months)Performed data cleaning, handled missing values, and conducted EDA and visualization to derive strategic insights for content production and user engagement.
- TTarget's e-commerce AnalysisNov 2023 - Dec 2023 (2 months)Analyzed transactional data from all 27 Brazilian states to uncover purchasing patterns and identify key trends in consumer behavior across a 2-year period.