About the job
About us
Prompt Mortgage is part of the Prompt Real Estate Group, a founder-led US real estate group operating across property management, mortgage, and realty in the Houston, Texas market. Our founding entity, Prompt Property Management LLC, was established in 2019. We are lean, founder-led, and entering our next growth phase.
Location: Remote — India
Employment Type: Full-Time
Shift: US CST hours, Monday to Friday
We are looking for someone with genuine command of US mortgage — not just the mechanics of moving a file, but the underlying logic of why files move the way they do.
Why we are hiring
Our mortgage pipeline is growing, and we need someone who can own files end-to-end across multiple products and support structuring conversations with real product knowledge — not just process what's handed to them.
What you will do
Manage loan files end-to-end across multiple loan products
Clear underwriting conditions and read AUS output well enough to explain the trigger, not just execute the resulting list
Calculate qualifying income for complex borrower scenarios
Work confidently across conventional, FHA, VA, and non-QM/investor products
Flag structuring risk before it becomes a closing delay
Coordinate with title, appraisal, and insurance vendors
Keep an accurate, current pipeline report
What this role is not
This is an operations and knowledge role, not a licensing role. Taking a loan application or negotiating terms with a borrower requires a US-licensed originator under SAFE Act rules — that does not change regardless of depth of knowledge. This role owns everything short of that line.
Who we are looking for
3-5 years of US mortgage experience spanning the full file lifecycle
Genuine fluency across multiple products — conventional, FHA, VA, and ideally non-QM/investor — with real numbers behind each
Hands-on experience with a loan origination system (Encompass, Empower, BytePro, Calyx, or similar)
Comfortable reading AUS output and explaining the underlying trigger
Strong written and verbal English
Comfortable working independently, with real ownership and judgment
Someone who wants a long-term role at a small, growing mortgage business
Plus points (not required)
Real, file-level experience with investor products (DSCR, non-QM, bank-statement) alongside agency products
Prior exposure to US property management or real estate operations
Familiarity with AI tools like Claude or ChatGPT — we use AI daily
Compensation
Probation period (3 months): a modestly reduced training-level rate, finalized based on candidate profile
Post-probation: ₹55,000 – ₹65,000 per month (₹6.6L – ₹7.8L CTC)
Payment monthly, INR direct bank transfer
Fully remote, US CST hours.
