Requirements and responsibilities
Dave vs. Goliath. We’re Dave.Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.Dave is hiring a Software Engineering Manager to lead our Ledger & Reconciliation Platform team — the systems that ensure every dollar moving through Dave is correct, fully accounted for, and auditable end-to-end.The OpportunityYou’ll lead a team building Dave’s internal financial source of truth from the ground up. This is a greenfield effort to replace external systems with a proprietary ledger and reconciliation platform that supports all current and future products.This work sits at the intersection of distributed systems and real-world financial operations, where correctness is non-negotiable. You’ll partner closely with Accounting, Finance, Product, and Data to translate how money actually moves into systems that are deterministic, traceable, and built to stand up to audit.Not everything is fully defined — you’ll help shape the foundation.What You’ll Build & OwnLead and grow a small, high-leverage team building ledger systems and reconciliation pipelines from the ground upDefine architecture that prioritizes correctness, idempotency, and auditability over short-term convenienceDesign and evolve double-entry ledger models, transaction lifecycles, and reconciliation workflows across multiple productsBuild systems that reconcile internal state with external partners (banks, processors, networks) with high confidencePartner closely with Accounting, Finance, Product, and Data Engineering to encode financial rules and controls directly into system designEstablish engineering practices focused on data integrity, observability, and reliable recoveryThe ImpactYour team owns the integrity of Dave’s financial systems. The systems you build determine whether every transaction can be trusted, explained, and audited — supporting regulatory compliance, financial reporting, and member trust across all products.What We’re Looking ForExperience & Technical Foundation6+ years of software engineering experience1.5+ years of engineering management experienceExperience operating in environments where correctness is non-negotiable (e.g., payments, banking, lending, or financial infrastructure)Strong understanding of data correctness, transactional integrity, and consistency modelsExperience designing systems where accuracy and auditability are first-order concernsFamiliarity with distributed systems challenges (idempotency, ordering, failure recovery, eventual consistency)Experience partnering with Accounting, Finance, or similar stakeholders to translate domain requirements into technical systemsTrack record of building and developing high-performing teamsBonusHands-on experience with ledger systems, reconciliation infrastructure, or accounting platformsBackground in fintech or financial servicesExperience implementing double-entry accounting models in softwareExposure to audit, compliance, or financial reporting systemsFamiliarity with TypeScript (Node.js), MySQL, GCP; Python experience is a plusWhat Makes Someone Successful HereYou take responsibility for outcomes, not just deliverables. You’ve worked in environments where getting the numbers right isn’t optional, and you bring that mindset into how you design systems and guide your team. You make thoughtful trade-offs between speed and durability, and you care about building systems that hold up over time — especially under audit and scale.You also lead through collaboration. You work closely with Accounting, Finance, Product, and Data partners to ensure systems reflect how money actually moves. You ask thoughtful questions, incorporate feedback, and help your team navigate ambiguity without losing momentum. You bring structure where it doesn’t yet exist and help others connect their work to the broader system.What to ExpectYou’ll join at an early stage of building a foundational platform. The problems are complex and evolving, and you’ll have real autonomy to shape both the system and the team. Decisions are grounded in data, collaboration, and long-term impact rather than short-term fixes.Why Join DaveBuild Dave’s internal financial source of truth from the ground upWork on technical problems at the intersection of systems engineering and real-world financial operationsPartner directly with Accounting, Finance, Product, and Data on business-critical systemsShape a platform that must scale with product complexity and regulatory expectationsLead a team focused on thoughtful, durable engineeringReady to build for the underdog?Reports to: Director of EngineeringDon’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.Why you’ll love working here: At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii.A few of our benefits & perks:💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals💻 Flexible hours and virtual-first work culture with a home office stipend🏥 Premium Medical, Dental, and Vision Insurance plans👶 Generous paid parental and caregiver leave💰 401(k) savings plan with matching contributions📈 Financial advisor and financial wellness support🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team
Optionally, you can add more information later (benefits, pre-screening questions, etc.)