About the Role We are looking for a Backend / Full Stack Engineer with 2+ years of experience to join an engineering team building financial infrastructure that already processes billions of dollars in nonprofit payments. You'll own systems end to end, from architecture to shipping, working directly with founders and leadership with zero layers in between. This is a high-autonomy role where your judgment and opinions directly shape what gets built, not just how. We need engineers who have strong technical convictions, communicate clearly, and thrive in a fast-moving environment where whiteboarding, debating, and shipping are the norm. What You'll Do • Build and own backend server applications and components that power Chariot's payment platform end to end, from design through production • Contribute to architecture decisions across APIs, backend systems, and infrastructure, helping define team standards and best practices • Collaborate directly with founders, product, and engineering through whiteboarding sessions and technical debates (strong opinions, loosely held) • Improve real-time monitoring and alerting to better understand user behavior and iterate on the product • Take on a wide range of projects across the platform. The team intentionally avoids siloed product lines, so you'll work across the full stack What We're Looking For • Experience: 2-10 years in backend engineering Software Engineer (Backend / Full Stack) | Candidate Reference | Page 2 • Company background: Experience at a reputable, growing company, preferably a VC-backed startup • Ownership: You have owned and built scalable backend systems end to end • Infrastructure: Production experience with Docker and Kubernetes • Education: Bachelor's degree in a technical field • Mindset: Clear communicator with strong technical convictions who is comfortable debating and shipping quickly Nice to Have • Fintech or payments infrastructure experience • Proficiency in Go or Node.js • Experience with Terraform and AWS infrastructure Why This Role • Direct access to the founders and leadership, with no layers in between • Real autonomy and ownership of systems from architecture to production • Meaningful scale: infrastructure already moving billions of dollars in nonprofit payments • Competitive salary ($180K-$230K), equity, and support for visa transfers • Location: New York. In office Monday to Thursday, work from home Fridays •Hiring 3-4 engineers for this role

Software Engineer (Backend / Full Stack)

Emma

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