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Zaida Sibanda

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Junior Underwriter
Illinois, United States

Timeline

work
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Résumé

Jobs verified_user 0% verified
  • U
    Junior Underwriter
    USMTG Boca Raton FL
    Nov 2019 - May 2021 (1 year 7 months)
    ● Verified integrity of applicants information to minimize fraud ● Worked with processing team members to communicate errors and obtain missing information for current application ● Maintained compliance with lending, underwriting and government requirements ● Reviewed multiple files per day to hit production goals and maintaining loan quality ● Set up conditions at initial underwrite that needed to gain final approval ● Determined credit risks by reviewing files in advance and comparing data against internal checklist and guidelines
  • USAA
    Junior Underwriter
    USAA
    Feb 2017 - Sep 2019 (2 years 8 months)
    Evaluated credit worthiness of borrowers to render a credit decision on documents such as W2's, credit reports and financial statements ● Evaluated borrower's credit and capacity to repay the requested loan ● Complied with with regulatory requirements including, Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act ● Recommended loan approvals and denials based on customer loan application reviews ● Proactively addressed underwriting submission deficiencies ● Ensured loan submittals met internal and external eligibility requirements
Education verified_user 0% verified
  • University of South Africa
    Bachelor of Laws Laws
    University of South Africa