Senior Software Engineer with 20+ years of experience designing, developing, and managing enterprise-grade applications across FinTech, Payment Systems, Trading, ERP, MIS, and E-Commerce domains. Strong expertise in financial protocols (FIX, ISO8583), payment gateways, fuel card systems, and scalable web & desktop applications. Proven ability to lead teams, collaborate with stakeholders, deliver projects on time, and build secure, high-performance systems.