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Yaw Baah Hanson
About
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Risk and Solutions Consulting Executive
Gainesville, Virginia, United States
Résumé
Jobs
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Senior Solutions Director (Risk and Compliance)HCL AmericaMay 2022 - Aug 2023 (1 year 4 months)• Define and lead the strategy for Risk and Compliance within Financial Services vertical
• Solution architect and delivery lead for engagements in Risk and Compliance
• Managerial oversight and delivery lead for First and Second Lines of Defense solutions
• Risk Management and Controls, Regulatory Reporting and Compliance, BSA/AML Compliance- Subject Matter ExpertNTT DATA ServicesMay 2018 - May 2022 (4 years 1 month)• Improve the quality of existing policy and process documentation within the Credit Risk space.
• Develop an effective testing and monitoring program to ensure key controls are performing as expected and key risks are identified, reported, and remediated.
• Work closely with Credit Risk Policy teams to provide guidance relating to the development of controls for critical business processes to mitigate compliance/operational risk and how new polices and strategies affect the control landscapes.
• Work with the Credit Risk Policy teams and Compliance leaders to determine risk implications of controls gaps to facilitate prioritization and risk remediation
• Play an active role in the creation and execution of credit ca - TPrincipalTOYOTA FINANCIAL SERVICES via Login ConsultingAug 2015 - May 2018 (2 years 10 months)• Credit Risk Management
• Consumer Lending, Portfolio and Program Management
• Portfolio and Program Management - ADirector of Consumer Lending PracticeANALYTIC FOCUSJun 2014 - Jul 2015 (1 year 2 months)• Head of Consumer Lending and Risk Management practice
• Risk Management, Compliance, Process and Project Management
• Due Diligence for Mergers and Acquisitions
• Process Improvements in Lending Operations (Origination, Servicing, Default, Debt Management) - First Vice PresidentFirst Niagara BankJul 2012 - Jan 2014 (1 year 7 months)• Responsible for the strategic direction and management of Consumer Credit Risk including:
• Ownership of Consumer Credit Policy
• Account management of the consumer portfolios
• Risk Governance of Consumer Finance business
• Compliance with regulatory policies addressing consumer credit risk.
• Consumer Lending Credit Scoring, Analytics, and Reporting.
• Credit Review, Delinquency, and Loss Forecasting.
• Approval of New Products and Services for Consumer Lending.
Notable Achievements:
• Created and implemented Risk Tolerance Reports for the Bank's Executive Risk Committees and the Bank's Board that achieved the following objectives:
• Measured critical business risks in sufficie - BPrincipalBEARING POINT/YBH CONSULTANTS/ACCENTUREApr 2007 - Jun 2012 (5 years 3 months)• Monitors and evaluates risk measurement models to ensure data consistency, accuracy and proper detailing of market and operational factors. Compiles comprehensive reports detailing indicators and quantitative measures.
• Directs cross-disciplinary teams in financial valuation analysis and creation of risk measurement models.
• Identifies key economic and financial implications of specific financial products, generating comprehensive pricing curves as well as detailing commodities and volatilities.
• Values business transactions and assesses business management risks, as the Principal Consultant, through scenario testing, compilation of various economic models and through assumption testing.
• Performs risk manageme - OPrincipal Banker/Head of Lending OperationsOLYMPIAWEST LENDING GROUPSep 2001 - Mar 2007 (5 years 7 months)• Monitored and reviewed loan underwriting, sales, and portfolio management performance.
• Head of Process Improvements in Lending Operations (Origination, Default, Debt Management)
• Minimized loan portfolio risk and optimized loss mitigation by devising statistical models and performing analytical studies as to credit policy, default management and credit scoring.
• Performed portfolio management, devising strategic business recommendations based on economic modeling.
• Drove efficient and effective decision-making by collaborating with multiple departments in conducting new product development. Further, implemented key methods of financial analysis in evaluating growth strategies. - EconomistFannie MaeSep 1999 - Aug 2001 (2 years)• Evaluated statistical rationale and inference behind county housing price data analysis. Drafted numerous reports inclusive of diverse types of economic and financial models, such as nonparametric models.
• Ensured model appropriateness and accuracy in compiling models to predict house prices and tracked data in a comprehensive database.
• Validated credit models in automated underwriting scorecard, a statistical model which predicts the probability of default based on performance objectives and risk variables. Developed a reweighting scheme which performed model estimation, scorecard default prediction and assessed demographic impact.
• Tracked economic implications of new products as well as forecasted profitability an
Education
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- Ph.D. in Econometrics/Political EconomyUniversity of Texas at DallasSep 1997 - Aug 2000 (3 years)
- Master of ScienceUniversity of DelawareSep 1988 - Dec 1989 (1 year 4 months)
- Bachelor of ArtsUniversity of GhanaSep 1982 - Jun 1986 (3 years 10 months)