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Vicente Mota  new_releases

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Las Vegas, Nevada, United States

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  • Monida Payment Corporation
    CEO/Founder
    Monida Payment Corporation
    May 2025 - Current (1 year 2 months)
    Monida is a digital financial platform providing cash-to-digital remittances, designed for underserved immigrant communities. Key Responsibilities & Achievements: • Leading strategy, product development, compliance, and regulatory licensing for a multi-corridor remittance and digital banking platform. • Architecting cross-border money movement flows utilizing retail cash-in, virtual accounts, FX partners, and real-time payout networks. • Overseeing BSA/AML/OFAC regulatory frameworks, vendor oversight, MSB registration, and Money Transmitter License applications.
  • Monida Payment Corporation
    CEO/Founder
    Monida Payment Corporation
    May 2025 - Current (1 year 2 months)
    Monida is a digital financial platform providing cash-to-digital remittances, designed for underserved immigrant communities. Key Responsibilities & Achievements: • Leading strategy, product development, compliance, and regulatory licensing for a multi-corridor remittance and digital banking platform. • Architecting cross-border money movement flows utilizing retail cash-in, virtual accounts, FX partners, and real-time payout networks. • Overseeing BSA/AML/OFAC regulatory frameworks, vendor oversight, MSB registration, and Money Transmitter License applications.
  • CARDcom
    SVP Product & Payments
    CARDcom
    Feb 2018 - May 2025 (7 years 4 months)
    Responsible for core and affiliate product roadmap. Strategic planning and prioritization of product capital spend. Responsible for B2B product development for both white label and fully customizable debit card programs including mobile app UI/UX project management and compliance. B2B client due diligence including Profit and Loss projections for processor/bank on-boarding requirements. Payment processing third-party vendor management. Responsible for domestic and international cross-border payment product development, implementation and management including FX and international Push-to-account payment network development. Issuing bank liaison for BIN sponsorship and pricing negotiations.
  • C
    SVP Product & Payments
    CARD.com
    Feb 2018 - May 2025 (7 years 4 months)
    • Set the strategic product vision for both core and affiliate offerings, owning the end-to-end roadmap and aligning capital investments with growth priorities. • Steered B2B product development of white-label and fully customizable debit-card programs—running mobile-app UI/UX projects, coordinating compliance reviews, and bringing new features to market on time. • Led due-diligence workstreams for prospective enterprise clients, building P&L models and onboarding packages to satisfy processor and sponsor-bank requirements. • Managed a complex vendor ecosystem, negotiating SLAs and performance metrics with processors, KYC partners, and card-manufacturing providers. • Built and launched cross-border payment capabilities, including FX convers
  • E
    Vice President, Head of Product Development
    EPOINT Payment Corp
    Nov 2015 - Feb 2017 (1 year 4 months)
    • Set product strategy and partner ecosystem for North America and Latin America, sourcing and onboarding issuer banks, processors, and channel partners that fit Epoint’s approved market programs. • Directed multi-party integrations—coordinated project plans with network, processor, and vendor teams to deliver new services for Epoint and white-label clients. • Launched real-time mobile remittances, architecting FedGlobal ACH and Banco de México connections to enable instant, low-cost cross-border transfers. • Expanded the e-wallet value stack by integrating international bill-pay and mobile top-up providers via RESTful APIs, boosting average revenue per user. • Shaped the consumer experience—partnered with iOS, Android, and web engineers to
  • E
    Vice President, Head of Product Development
    EPOINT Payment Corp
    Nov 2015 - Feb 2017 (1 year 4 months)
    • Set product strategy and partner ecosystem for North America and Latin America, sourcing and onboarding issuer banks, processors, and channel partners that fit Epoint's approved market programs. • Directed multi-party integrations—coordinated project plans with network, processor, and vendor teams to deliver new services for Epoint and white-label clients. • Launched real-time mobile remittances, architecting FedGlobal ACH and Banco de México connections to enable instant, low-cost cross-border transfers. • Expanded the e-wallet value stack by integrating international bill-pay and mobile top-up providers via RESTful APIs, boosting average revenue per user. • Shaped the consumer experience—partnered with iOS, Android, and web engineers to
  • Banamex USA
    Vice President - Product Management
    Banamex USA
    Jan 2012 - Nov 2015 (3 years 11 months)
    • Ran day-to-day bank operations across depository services, domestic and cross-border money transfer, and the full BSA/AML compliance lifecycle—including Dodd-Frank change management and IT project oversight. • Owned the FIS Integrated Banking Services core—partnered with FIS to scope enhancements, drive releases, and safeguard SLA performance. • Created a new prepaid business line, establishing a Program-Manager and BIN-sponsorship division that opened fresh fee and interchange revenue streams. • Engineered and managed a 4,800-location payout network in Mexico, linking Banamex branches, Soriana supermarkets, Farmacia Guadalajara, Telecomm, and other retailers for cash pickup. • Led wholesale remittance sales to U.S. MSBs, negotiating cont
  • Banamex USA
    Vice President - Product Management
    Banamex USA
    Jan 2012 - Nov 2015 (3 years 11 months)
    Responsible for the development and execution of product strategy inclusive of definition, implementation, marketing and Profit and Loss, for products such as: domestic and international wire transfers, ACH transactions, monetary negotiable instruments, foreign exchange transactions, and correspondent accounts. Alignment of product strategy through market/portfolio analysis to current and potential clients, driving a consistent net customer growth and maximizing productivity, profitability and sustainability of each segment. Principal relationship manager and strategic partner to the Sales & Distribution channel as well as to Support Functions such as Compliance, Legal, Technology, Control and Operations. Design strategies and campaigns for
  • eCommlink Inc
    Executive Vice President Business Development
    eCommlink Inc
    Jan 2010 - Feb 2012 (2 years 2 months)
    Domestic and International Program Manager and Stored Value Card Processing Business Development for financial institutions; ISO organizations and government agencies. Sales Channel Development for white label and co-brand retail instant issue GPR debit card. Partnership development with National chain retailers, ISO prepaid POSA terminal distributors, MVNOS, MTO’s and financial institutions. Product pricing and value chain commission structure. Cross-border mobile money transfer development.
  • e
    Executive Vice President Business Development
    eCommlink, Inc.
    Jan 2010 - Feb 2012 (2 years 2 months)
    • Built nationwide sales channels for white-label and co-branded, instant-issue GPR debit cards (Visa, Mastercard, Discover), partnering with big-box retailers, ISO POS distributors, MVNOs, money-transfer operators, and banks. • Opened new cross-border revenue streams, designing mobile remittance and P2P money-transfer products that linked prepaid, debit, and DDA rails across LATAM corridors. • Led international program expansion, negotiating issuing and settlement agreements with foreign banks and government agencies. • Sat on the BSA/AML Compliance Committee, aligning product roadmaps with evolving regulatory requirements. • Directed the consumer-experience squad in an Agile environment (Microsoft. NET, PHP, JavaScript), translating user
  • T
    Vice President Sales Retail Program Management
    TransCard, LLC
    Dec 2008 - Aug 2009 (9 months)
    • Designed turnkey, private-label, instant-issue prepaid programs (Visa, Mastercard, Discover) for big-box and convenience retailers, delivering true "card-on-shelf" speed and minimal operational lift. • Built and managed ISO sales channels across the United States and Latin America, signing and enabling retail distributors that drove double-digit portfolio growth. • Created prepaid solutions for program managers, tailoring card features, fee schedules, and settlement flows to consumer, gig-economy, and corporate disbursement use cases. • Pioneered cross-border debit initiatives, linking U.S. issued cards to Latin American payout networks for integrated remittance and spend capabilities. • Led international product rollouts for retail progr
  • TransCard LLC
    Vice President Sales Retail Program Management
    TransCard LLC
    Dec 2008 - Aug 2009 (9 months)
    Responsible for the development of turn-key private label instant issue retail prepaid debit card. U.S. and Latin America Retail ISO Sales Channel development and management. Prepaid solution design for Program Managers. Product development for consumer and commercial sector. Cross-border prepaid debit card development for U.S. and Latin America. International Product Development for retail prepaid Program Managers and financial institutions.
  • F
    President
    Futura Card Services
    Jul 2006 - Apr 2008 (1 year 10 months)
    • Architected and executed the go-to-market plan for one of the industry's first instant-issue, retail-shelf prepaid MasterCard programs—covering card design, fee economics, and launch KPIs. • Enabled "swipe-ready" cards at checkout, building POSA activation and reload rails with retail-bank partners and third-party gift networks. • Scaled distribution nationwide, signing product aggregators, big-box retailers, and direct-to-store agreements, while adding a cross-border remittance card option for Hispanic corridors. • Drove revenue through targeted promotions, creating upsell incentives for field reps and bilingual marketing campaigns across Hispanic TV, radio, and digital channels. • Owned bank and processor relationships, negotiating Mast
  • F
    President
    Futura Card Services
    Jul 2006 - Apr 2008 (1 year 10 months)
    • Architected and executed the go-to-market plan for one of the industry’s first instant-issue, retail-shelf prepaid MasterCard programs—covering card design, fee economics, and launch KPIs. • Enabled “swipe-ready” cards at checkout, building POSA activation and reload rails with retail-bank partners and third-party gift networks. • Scaled distribution nationwide, signing product aggregators, big-box retailers, and direct-to-store agreements, while adding a cross-border remittance card option for Hispanic corridors. • Drove revenue through targeted promotions, creating upsell incentives for field reps and bilingual marketing campaigns across Hispanic TV, radio, and digital channels. • Owned bank and processor relationships, negotiating Mast
  • C
    President
    Castillo Concepts, Corp.
    Dec 2004 - Jul 2006 (1 year 8 months)
    • Built national distribution pipelines—secured both retail and wholesale channels that maximized shelf space for Hispanic-focused prepaid products. • Led Hispanic-market strategy, providing go-to-market consulting, demographic insights, and event activation programs that boosted brand visibility. • Designed and packaged prepaid phone cards, overseeing creative layout, bilingual messaging, and compliance with telecom regulations. • Produced Spanish-language TV campaigns, guiding concept, scripting, and media buys to drive call-to-action conversions. • Conducted market intelligence and forecasting for stored-value and prepaid card products, translating research into actionable sales and pricing plans. • Developed an early prepaid MasterCard
  • C
    President
    Castillo Concepts Corp
    Dec 2004 - Jul 2006 (1 year 8 months)
    • Built national distribution pipelines—secured both retail and wholesale channels that maximized shelf space for Hispanic-focused prepaid products. • Led Hispanic‐market strategy, providing go-to-market consulting, demographic insights, and event activation programs that boosted brand visibility. • Designed and packaged prepaid phone cards, overseeing creative layout, bilingual messaging, and compliance with telecom regulations. • Produced Spanish-language TV campaigns, guiding concept, scripting, and media buys to drive call-to-action conversions. • Conducted market intelligence and forecasting for stored-value and prepaid card products, translating research into actionable sales and pricing plans. • Developed an early prepaid MasterCard
  • avantel
    US Strategic Alliance Manager
    avantel
    Mar 2004 - Nov 2004 (9 months)
    • Owned a US $20 M revenue book for wholesale voice and prepaid traffic termination on the U.S.-Mexico corridor. • Closed IP-backbone and termination deals with Sprint, iBasis, and other Tier-1 carriers, locking in competitive rates and QoS guarantees. • Designed and launched U.S. prepaid calling-card programs, securing retail distribution that expanded Avantel's share of the Hispanic long-distance market.
  • avantel
    US Strategic Alliance Manager
    avantel
    Mar 2004 - Nov 2004 (9 months)
    Responsible for $20 million annual sales budget for wholesale and prepaid traffic termination. IPL and termination contracts for Sprint, iBasis, and other US carriers. Prepaid telephone card development and distribution in the U.S.