Sara Montalvo

Accomplished and results-oriented Treasury Executive with 20+ years of progressive experience leading global treasury operations, foreign exchange risk, liquidity management, and financial controls in multinational financial services and remittance environments. Currently Head of Treasury at Transnetwork LLC, I lead strategic initiatives across global markets to ensure optimal fund flow, risk mitigation, and banking relationships.

Throughout my career—from Citibank and Scotiabank to senior leadership at Transnetwork—I’ve built high-performing teams and implemented treasury frameworks that support rapid growth, regulatory compliance, and cross-border transaction efficiency. I bring deep expertise in FX management, regulatory reporting, securities custody, and operational treasury, with a strong focus on automation, process optimization, and financial governance.

I’m passionate about driving treasury transformation that supports organizational agility and financial resilience in today’s fast-paced, globalized markets. Bilingual in English and Spanish, I collaborate effectively across cultures and borders to deliver measurable business results.

Let’s connect if you’re interested in treasury innovation, financial leadership, or cross-border financial operations.