Robert J. Oravetz Odessa, FL

Compliance and Risk Management professional with a passion for solving complex problems. I have a track record of creating and executing practices that promote safety, soundness, and consumer protection in the Financial Services industry. My expertise covers areas such as fraud and bribery prevention, regulatory reporting, credit risk, and compliance testing and monitoring. I have also designed and implemented compliance programs for various regulations such as TILA-RESPA, Fair Lending, HMDA, UDAAP, and CRA. I have strong analytical skills and I always seek to automate processes and improve efficiency. I am a creative thinker who can manage multiple tasks and deliver results. I have excellent communication, customer resource management, organizational, and project management skills. Career Highlights • Guaranteed Rate; Managed & Oversaw 72 Post Closing QC Compliance/Credit Audits Monthly • Guaranteed Rate; developed Issues Managmeent Platform for tracking findings in the resiedential portfolio. • Texas Capital Bank; total new buildout a risk and complaince residential loan platform; P&P's for Private Wealth. • FDIC; managed and supervised the western regional intitution & monitoring of undercapitalized banks during the 2008 "Banking Crisis". • FDIC; Project Manger and managed over 100+ problems banks for mergers & acqusitions agreements.