Ramses Toledo

Ramses Toledo  new_releases

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Mortgage Expert
Miami, Florida, United States

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Résumé


Jobs verified_user 0% verified
  • C
    Mortgage Loan Officer
    Columbus Capital
    May 2024 - Current (2 years 6 months)
    • Structure and close residential loans including Conventional, FHA, VA, Non-QM, and DSCR
    • Analyze complex income scenarios (self-employed, business owners, investors)
    • Manage full loan pipeline from pre-approval to funding
    • Work closely with underwriters, processors, and title companies to ensure smooth closings
    • Maintain relationships with multiple lenders and investors to expand loan options
  • T
    Content Creator & Brand Builder
    Toledoslife
    Jan 2018 - Current (8 years 10 months)
    • Built and manage a digital audience of 2M+ on TikTok and 300K+ on Instagram
    • Generate inbound leads and business opportunities through strategic content
    • Develop marketing strategies that convert attention into real transactions
    • Position brand as a trusted authority in real estate and mortgage space
  • C
    Real Estate Team Leader
    Chez Realty
    Jan 2023 - Current (3 years 10 months)
    • Co-founded and scaled a real estate team exceeding $20M in production within the first year
    • Recruit, train, and mentor agents focused on performance and professionalism
    • Oversee transactions, negotiations, and client experience
    • Implement systems and processes to support growth and operational efficiency
Education verified_user 0% verified
  • NMLS
    Mortgage Loan Originator
    NMLS
    May 2024 - Current (2 years 6 months)
  • F
    Florida Real Estate License
    Jan 2023 - Current (3 years 10 months)