Rami Elkady

Versatile Technical Product Manager | Data & AI | Fintech with 20+ years leading cross-functional teams across the U.S. and MENA to build AI powered, scaleable SaaS, payments, and banking platforms. I blend deep engineering fluency (Microservices, APIs, REST/gRPC/GraphQL, SQL & NoSQL,, BI (ETL/ELT, SSIS, SSAS, SSRS), EDA, Data mining) with end-to-end product execution and the full data/ML lifecycle (use-case discovery, data modeling & feature engineering, experimentation, A/B testing, MLOps, model governance, TensorFlow, PyTorch, ML/GenAI, LLM/RAG productization, NLP, Computer Vision, and Fin ML). Fintech & Payments scope spans card issuing/acquiring, payment switching, tokenization, 3-D Secure, ISO 8583/ISO 20022, ACH/NACHA, RTP, SWIFT, reconciliation/settlement, chargebacks & disputes, core banking/ledger/treasury/liquidity, FX & cross-border, digital wallets/super-apps, AML/KYC, sanctions screening, and fraud/risk-delivered under PCI-DSS, ISO 27001, and privacy regimes. I deliver AI-powered digital transformation across Fintech – Payments (digital payments and transfers, payments and cards processing for issuing-including government banks, commercial banking, financial inclusion, anti-fraud, and compliance). Retail & Ecommerce (Amazon-style retail, E commerce, SouQ UAE ecosystems, B2B commerce, Order Management & Logistics, and customer growth via Data Value services like customer segmentation and churn), and mobility + travel sectors including Ride-sharing, Travel and tourism, and Air Travel – Gen AI Powered experiences. I combine deep engineering fluency with enterprise platforms and cloud delivery (Dynamics 365, CRM and Digital, cloud services and consulting services for enterprise customers) and build Generative, RAG, and LLM powered software applications that modernize end-to-end business operations-from procurements and HR automation to industry-specific workflows across Fintech & Telecom, Automotive, Maritime logistics and processes, and GIS-driven products-while collaborating closely with engineering (including leaders like Yasser SWE) to ship resilient, scalable solutions with measurable impact.