Data Analyst with 5+ years of experience across financial services, specializing in credit risk analytics, FP&A, and customer segmentation. Proven ability to drive business outcomes through SQL-based data modeling, Python predictive analytics, and Power BI/Tableau dashboards. Delivered measurable impact by reducing credit defaults by 15%, improving margins by 140 bps, and influencing leadership decisions through DCF, variance, and scenario analysis. Strong background in automating regulatory and financial reporting (Basel III), optimizing multi-cost-center budgets, and partnering with FP&A, product, and risk teams. Hands-on experience with cloud and enterprise systems including AWS, Snowflake, SAP, and Oracle to scale analytics and enable data-driven decision-making.