Hi, we're Oscar. We're hiring a Senior Manager, Insurance Product, Employer Subsidized and New Growth Platforms to join our Insurance Product Development team.Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves-one that behaves like a doctor in the family.About the role:The Senior Manager, Insurance Product, Employer Subsidized and New Growth Platforms, leads the development and advancement of insurance lifestyle product concepts. These concepts include lifestyle-based offerings and employer-subsidized or hybrid market solutions, and health solutions.You will operate as a hands-on innovation leader, responsible for translating corporate strategy into scalable product concepts, leading pilot development, and driving execution from brainstorming through launch. The Senior Manager also plays a critical role in shaping the product roadmap, expanding into new market opportunities, while guiding matrixed reporting junior team members.You will report into the Vice President, Insurance Product Innovation and Development.Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $149,040- $195,615 per year. The base pay for this role in all other locations is: $134,136- $176,054 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses. Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.Responsibilities:Product Innovation & Concept DevelopmentLead development of new insurance product concepts and health solutions (e.g., industry-targeted solutions, employer-subsidized offerings, ICHRA products)Translate enterprise and product strategy into early-stage designs, value propositions, and business casesIdentify opportunities based on member needs, health disparities, employer demand, and market trendsPromote concept refinement toward scalable, market-ready solutionsIncorporate employer-subsidized and hybrid market opportunities into the innovation pipeline and strategic roadmapLifestyle & Employer-Subsidized SolutionsAnalyze development of employer-subsidized insurance solutions, including ICHRA aligned and hybrid ACA/employer modelsIdentify opportunities to expand into employer-adjacent markets through partnerships with employers, brokers, and third-party platformsDesign flexible product constructs that allow employer contributions while maintaining QHP compliance and scalabilityEvaluate go-to-market strategies for employer targeted offerings, including partnership with ICHRA growth office to support distribution, positioning, and value proposition developmentMarket & Opportunity AnalysisInterpret market, competitive, and member analysis to inform innovation prioritiesSupport opportunity sizing and business case inputs for new conceptsDefine clear right to win and difference strategies at market and segment levelsAnalyze employer market dynamics, broker influence, and distribution channel shifts to inform product design and expansion strategiesTeam CoordinationPartner with product design, clinical, network, actuarial, corporate strategy, and growth teamsCoordinate inputs and timelines to move concepts from brainstorming to pilot and launchPartner with Sales, Broker Strategy, Market Leadership and Growth teams to agree on employer-facing solution design and market specific growth strategiesSupport documentation and partner agreement effortsPilot Execution & LearningSupport execution of pilots and early-stage programsTrack performance, gather insights, and summarize insightsRecommend whether to refine, pivot, or discontinue important product conceptsLead different teams to develop requirements and support implementation.Compliance with all applicable laws and regulationsOther responsibilities as assignedRequirements:Bachelor's Degree6+ years of experience in healthcare, health insurance, product management (ACA or Small Group), or corporate strategyExperience supporting product development, consumer journey mapping, improvement plans, or pilot programsWillingness to travel up to 25% of the time.Bonus points:Experience with health insurance product development, population health, or member engagement solutionsFamiliarity with multicultural or underserved population strategiesExposure to condition-based or clinically oriented product modelsExperience in early-stage product development or experimentation
6 days ago