Senior Underwriting Consultant to join our Life Underwriting team in a fully remote capacity. This role is designed for a highly experienced underwriter who can independently evaluate complex, high-face-amount cases while serving as a subject matter expert and mentor to others.You will play a critical role in balancing risk assessment, customer experience, and distribution relationships, particularly within the independent/BGA marketplace.Key ResponsibilitiesUnderwrite complex individual life insurance cases, including impaired risk, with face amounts typically above $5M and authority up to $10MAnalyze medical, financial, and non-medical information to make sound, timely underwriting decisionsProvide second signature support and guidance to junior underwritersPartner closely with internal sales and distribution teams to support business objectivesBuild and maintain strong relationships with independent agents, BGAs, and key distribution partnersManage a high-volume caseload while meeting service and quality standardsCommunicate underwriting decisions clearly and effectively to internal and external stakeholdersContribute to team development through mentoring, training, and knowledge sharing Qualifications Required ExperienceBachelor’s degree or equivalent experienceMinimum of 8 years of life insurance underwriting experienceProven ability to underwrite large and complex cases, including impaired risksExperience working within the independent agent / brokerage (BGA) distribution channelDemonstrated decision-making authority on higher face amounts and complex risk profiles Preferred CredentialsIndustry designations such as FALU, FLMI, CLU, or equivalent courseworkContinued professional development aligned with underwriting expertiseCore CompetenciesStrong analytical and risk assessment skills in a dynamic environmentExcellent communication and relationship management abilitiesCustomer-focused mindset with a commitment to service excellenceAbility to manage competing priorities and maintain productivityProven track record of quality decisions, productivity, and career progressionWhy Join Us?Fully remote role with national exposure and impactOpportunity to work on high-value, complex underwriting casesCollaborative environment with strong partnership between underwriting and distributionCareer growth through advanced casework, mentorship, and leadership opportunitiesEmployee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.Accommodations for Applicants with a Disability: If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

Senior Underwriting Consultant

Emma

Responsibilities

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About Protective:

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www.protective.com

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