The OpportunityThe Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.What You'll DoReview and evaluate loan documents to determine borrower eligibility and identify potential fraudIdentify when a file deviates from standard requirements and escalate when neededComplete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standardsEnsure loans follow investor and company policies, SOPs, and compliance rulesMaintain acceptable turnaround times and service-level expectationsReview corporate documentation for entity borrowersResearch property taxes to determine appropriate escrowsReview title commitments to ensure alignment with company and investor guidelinesConfirm all lending conditions are met prior to closingAssist underwriters by responding to urgent or time-sensitive emails to manage workflow volumeRun QC tools (FraudGuard, LexisNexis, etc.) and update system records accuratelyProvide excellent customer service throughout the underwriting processCollaborate cross-functionally to support efficient workflows and process improvementsCompleting other responsibilities and duties as assigned based on business needsAuthorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UTWork Schedule: Monday - Friday: 8:30 am - 5:30 pm CSTSalary Range: $29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible)What We Are Looking For:2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentationSolid manual underwriting skillsTech-savvy, with the ability to learn and navigate multiple systemsStrong documentation review skills with the ability to spot discrepancies and ensure complianceProven ability to manage time-sensitive tasks and meet deadlinesCompletion of all required training by designated timelinesReliable, team-oriented, and proactive in a fast-paced environmentProficiency in Microsoft Word and ExcelHigh School Diploma or GED requiredInternal Applicants: Must meet minimum qualifications and have no recent disciplinary actionsWhat We Prefer to Find:Someone with experience with Non-QM LoansSomeone with experience with underwriting DSCR loansSomeone with an Associate and/or bachelor's degree in business or a related industry area majorSomeone with experience with Calyx Point and SalesForceAbout Visio LendingVisio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.Why We Love Working at Visio:We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options.How to Apply?To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.Visio Financial Services, Inc. is an Equal Opportunity Employer
