About the roleWe are seeking a Capital Markets Analyst/Associate to support our funding strategies, manage relationships with capital providers, and enhance external investor relations. You will assist the Senior Director of Capital Markets with live transactions, lender relationship management, and the preparation of investor presentations. This role is pivotal, involving close collaboration with various teams across Settle, including accounting, finance, risk, operations, and product and engineering.What you'll doManage the day-to-day on our existing warehouse lines, including facility drawdowns, monitoring, and reporting.Work with senior team members to manage external relationships with Settle's funding partners, investors, lawyers, rating agencies, and auditors.Analyze and interpret the impact on various funding strategies (warehouse facilities, loan sales, and ABS securitizations) while working in the context of broader corporate goals.Ensure accuracy and fidelity of loan and payment tapes, and month-end reporting.Identify opportunities to streamline or automate processes to enable the company’s rapid growth.Work cross-functionally throughout the organization to build the technology and risk infrastructure needed to support the broader capital markets function.Serve as the capital markets partner for new product initiatives by assessing financeability and data/reporting requirements.What You’ll Need2+ years of experience in investment banking, working for an ABS issuer, or with a top structured finance accounting firm.Bachelor’s degree required.Experience in capital-intensive fintech is a plus.Strong blend of strategic and tactical execution skills; capable of influencing strategy while also handling detailed tasks.Excellent communicator with a focus on building relationships and alignment, both internally and externally.Demonstrated ability to be resourceful and thrive in dynamic, rapidly evolving environments.Proficient in Excel with strong financial modeling skills.CompensationThis role has an annual starting salary range of $95,000 - $130,000 + bonus + equity + benefits. Actual compensation is influenced by a wide array of factors including but not limited to your individual skills and experience.Work AuthorizationSettle is unable to sponsor or take over sponsorship of employment visas. Candidates must be authorized to work in the United States without current or future sponsorship.Benefits & Perks That We OfferFlexible PTOFlexible and remote work cultureCompetitive compensation and equityHealth, dental, and vision coverage for you and your dependents401kHSA/FSAEmployee Referral ProgramOur Commitment to YouWe know that cultivating diversity and fostering an inclusive work environment is critical to our impact and success. We create an environment where no individual is advantaged or disadvantaged because of their background. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.About SettleWe are building modern financial infrastructure for emerging brands — helping founders access capital and operate smarter as they scale. We’re a small, highly collaborative team that values ownership, transparency, and thoughtful execution. At Settle, you’ll work alongside smart, kind people who care deeply about what they build and how they build it. We move fast, learn quickly, and give our teammates real autonomy and trust.