Protection Advisor - Remote Benefits -Training ProvidedCompany: AO – American Income Division of Globe LifeWork Arrangement: 100% Remote | U.S. Residents OnlySchedule: FlexibleExperience: Entry-Level Welcome | Training & Mentorship ProvidedCompensation: Commission-Based | Weekly Pay | Performance IncentivesAre you looking for a career where you can help people, build meaningful relationships, work from home, and create long-term professional and financial growth through your performance?AO is seeking motivated, service-oriented professionals to join our growing virtual team as Financial Protection Advisors.In this role, you'll meet virtually with individuals and families interested in learning more about available life, accident, and supplemental health insurance benefits. You'll help clients understand their options, identify their protection needs, complete enrollment when appropriate, and receive continued support throughout the client relationship.This opportunity combines customer service, financial protection education, relationship management, and consultative insurance sales within a fully remote environment.No previous insurance experience is required. We provide comprehensive training, licensing guidance, mentorship, and ongoing professional development.What You'll Do🤝 Client Consultations & Financial Protection EducationYou'll become a trusted resource for individuals and families by helping them understand available protection options.Responsibilities include:Conduct scheduled virtual consultations through Zoom and phoneIdentify individual and family financial protection needsExplain available life, accident, and supplemental health insurance optionsReview coverage features and available benefitsAnswer client questions clearly and professionallyProvide needs-based recommendationsHelp clients make informed coverage decisionsGuide clients through applications and enrollmentAssist with required documentationMaintain accurate digital client recordsOur approach emphasizes education, service, and trust—not high-pressure sales tactics.Financial protection needs can change as families grow and circumstances evolve.You'll help provide ongoing service through:Policy and benefit questionsCoverage reviewsBeneficiary information updatesPolicy service requestsFollow-up communicationClaims-related guidance when applicableChanges in family protection needsThe goal is to develop long-term client relationships built on professionalism, trust, and exceptional service.Qualified Client OpportunitiesRepresentatives connect with individuals interested in receiving information about available benefits and financial protection options.This allows you to focus on:Scheduled client conversationsBenefits educationNeeds analysisEnrollment assistanceRelationship buildingOngoing client supportNo lead purchasing is required.Compensation & Earning PotentialThis is a commission-based insurance opportunity rather than an hourly or salaried position.Earning opportunities may include:Weekly commission paymentsPerformance-based bonusesRenewal and residual incomeLeadership incentives as applicableRecognition programsAdditional performance rewardsThere is no predetermined cap on commission earnings; however, compensation is directly tied to individual activity, production, consistency, and results.Individual earnings vary. No specific income level is guaranteed.Comprehensive Training & MentorshipYou don't need an insurance background to be considered.We provide structured training and ongoing support that may include:Virtual onboardingInsurance product and benefits educationClient needs-assessment trainingCustomer-service developmentConsultative sales trainingVirtual presentation skillsEnrollment procedures and systemsWeekly coachingOne-on-one mentorshipLeadership developmentOngoing professional educationCandidates who aren't currently licensed will also receive guidance through the state Life & Health Insurance licensing process.Career Growth & Leadership DevelopmentAO provides a performance-based development path for representatives interested in taking on additional responsibility.Opportunities may include:Advisor → Mentor → Trainer → Team Leadership → Management → Advanced LeadershipAdvancement may involve:Mentoring newer representativesTraining and professional developmentTeam buildingCoaching responsibilitiesLeadership developmentManagement opportunitiesProfessional conferencesAdvanced leadership rolesAdvancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply tenure.Benefits, Recognition & Professional SupportQualifying representatives may have access to:❤️ Representative ProgramsMedical reimbursement programCompany-supported life insuranceAccidental Death Benefit coverageRenewal and residual income opportunities🏆 Recognition & DevelopmentLeadership development programsProfessional conferencesPerformance recognitionCoaching and mentorshipVirtual business technology and resources✈️ Performance IncentivesQualifying performers may have opportunities to earn:Company-sponsored incentive travelLeadership eventsRecognition experiencesPerformance contestsAdditional awards and incentivesEligibility, qualification periods, and performance requirements may apply.Who We're Looking ForSuccessful candidates typically demonstrate:Genuine desire to help othersExcellent verbal and written communicationStrong interpersonal and relationship-building skillsActive listening and problem-solving abilitiesProfessionalism, honesty, and integritySelf-motivation and personal accountabilityPositive, solutions-focused attitudeStrong organization and time managementAbility to work independently from homeAbility to collaborate effectively within a virtual teamCoachability and openness to feedbackCommitment to continuous learningStrong work ethic and dependable follow-throughExperience That Transfers WellPrevious experience can be helpful in:Customer Service • Healthcare • Education • Retail • Hospitality • Financial Services • Banking • Sales • Client Relations • Recruiting • Administrative Support • Account Management • LeadershipHowever, previous insurance experience is not required.We place significant value on communication skills, integrity, professionalism, coachability, and willingness to learn.Minimum RequirementsApplicants must:Be at least 18 years of ageBe legally authorized to work in the United StatesBe physically located within the United StatesHave access to a computer or laptopMaintain reliable high-speed internetHave webcam and microphone capabilityMaintain a quiet, professional workspaceBe comfortable conducting virtual client appointmentsBe willing to complete required trainingHold or be willing and able to obtain the appropriate state Life & Health Insurance LicenseLicensing guidance is provided for candidates who are not currently licensed.Virtual Interview ProcessQualified applicants will first complete a brief career overview covering:Position responsibilitiesCommission-based compensationLicensing requirementsTraining and mentorshipClient processBenefits and incentivesCareer advancement opportunitiesCandidates interested in continuing will then have the opportunity to participate in a live Zoom interview with our hiring team.All interviews are conducted virtually for convenience and accessibility.Important Information About This OpportunityThis is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.Candidates selected to move forward should be prepared to:Be at least 18 years of age and legally eligible to work in the United StatesProvide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspaceComplete required training and participate in virtual meetingsObtain the appropriate state Life & Health Insurance License before conducting licensed insurance activitiesComplete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expenseNo prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
4 days ago