Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa. We use alternative data to reach millions of people that are largely excluded from the financial sector. Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact. Our mission-driven team—founded and led by the former CEO of Kiva.org—now spans 400+ employees globally. We’re backed by investors such as Andreessen Horowitz, Visa, and the IFC. About the role Branch launched in India in early 2019 and has seen rapid adoption and growth. In 2020 we are building out a full Engineering team in India to accelerate our success here. This team will work closely with our engineering team (based in the United States, Nigeria, and Kenya) to strengthen the capabilities of our existing product and build out new product lines for the company. You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriting systems, payments integrations, and operations tools. We face numerous interesting technical challenges ranging from maintaining complex financial systems to accessing and processing creative data sources for our algorithmic credit model. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As an engineering team, we value bottom-up innovation and decentralized decision-making: We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting. Here are some things you’ll do: Building out APIs and backend systems for our frontend clients, including our Android mobile app. Integrating with various third-party systems, including payment systems, identity providers, and messaging platforms. Help us build new financial products. Scaling our backend services to ever-growing levels of traffic and complexity. Minimum Requirements: You have strong experience (3-8 years) of building backend software for web-based or mobile products.
