At EZCORP we are a growing team focused on creating and changing the pawn industry as we know it today. We believe that our platform enabled lending and e-commerce solutions will revolutionize our ability to attract, engage and service our customers across the United States, Mexico and Latin America.Join us now for an opportunity to be a part of a team that wants to provide access to short-term cash for every person – everywhere!The Company:Founded in Austin in 1989, EZCORP has grown into a leading provider of pawn loans in the United States, Mexico and Latin America. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained and providing an industry-leading customer experience.What’s in it for you:Ground Floor opportunity with EZCORP, a company with a start-up, purpose-driven mentality where innovative and agile problem solving are part of our DNA along with competitive compensation and benefits.Address: TexasThe Senior Engineer is a hands-on, AI-first engineering role reporting to the Director of Engineering. This role is responsible for delivering high-quality software solutions across EZCORP's digital product portfolio including customer-facing mobile and web applications, e-commerce platforms, internal store applications, and enterprise integrations with AI-assisted development at the core of how work gets done.This is a senior role that goes beyond individual contribution. The hands-on Senior Engineer is expected to lead and manage multiple concurrent projects i.e. owning technical direction, coordinating work across engineers and contractors, managing delivery timelines, and serving as the primary technical point of contact for their workstreams. AI is the force multiplier that makes this possible: the ideal candidate uses AI tools to operate at a scope and speed that traditionally required multiple engineers.This is not a traditional engineering role with AI tools bolted on. The ideal candidate treats AI as central to the entire development lifecycle i.e. from architecture and prototyping through code generation, testing, and documentation. They excel at architecting software systems optimally structured for AI-assisted code generation: modular, well-separated codebases with clear interfaces, comprehensive type definitions, and explicit contracts that enable AI tools to generate high-quality, production-ready code.This position requires strong full-stack expertise with frontend (React, Angular), backend (Node.js), cloud infrastructure (Azure, AWS), and database technologies, combined with hands-on experience integrating AI/ML capabilities into production systems and a deep understanding of how to structure code and workflows for AI collaboration.PROJECT & TECHNICAL LEADERSHIPLead and manage multiple concurrent projects simultaneously - owning technical direction, delivery timelines, and quality outcomes across parallel workstreamsBreak down complex initiatives into executable plans - features, milestones, dependencies, risks and drive them to completionCoordinate and direct the work of other engineers and contractors across distributed teams (US, LATAM, India), ensuring consistent standards and velocityServe as the primary technical point of contact for assigned projects - providing status, surfacing risks early, and communicating tradeoffs to engineering leadership and product stakeholdersConduct code reviews across projects, enforcing quality standards for both human-written and AI-generated codeMentor engineers on AI-assisted development practices, architectural patterns, and delivery disciplineBalance hands-on execution with delegation - knowing when to build, when to direct, and when to unblock othersESSENTIAL DUTIES & RESPONSIBILITIESDesign, build, and maintain full-stack applications using React, Angular, and Node.js across EZCORP's digital product portfolioSolve complex problems related to scalability, reliability, performance, and reusabilityWork with Product Managers, UX Designers, and engineers to understand and refine features using agile methodologiesEstablish industry-standard QA automation - leveraging AI to generate test plans, unit tests, and automation suites in parallel with developmentSupport the build and management of backend infrastructure including integrations with third-party vendors and internal platform servicesContribute to a maintainable, high-quality, performant codebase structured for both human maintainability and AI-assisted extensibilityExplore, assess, and prototype new technologies to drive innovation and problem solvingActively engage in product and technical discussions for feasibility and adherence to overall roadmaps and architectural strategyAI ENGINEERING & AI-ASSISTED DEVELOPMENTLeverage AI coding tools (Claude Code, GitHub Copilot) as primary accelerators for development, code review, and refactoringPrototype and validate solutions rapidly using AI-assisted development compressing proof-of-concept cycles from weeks to daysDesign and integrate AI/ML capabilities into platform services, including:LLM integration (Azure OpenAI, Gemini, Claude) for intelligent features and automationComputer vision workflows (e.g., product identification, document scanning)Vector search and RAG pipelines (Azure AI Search, pgvector) for semantic search and data matchingIntelligent data processing and workflow automationBuild and maintain agentic workflows and AI-augmented pipelines that operate within defined governance and human-in-the-loop controlsFollow and contribute to EZCORP's AI governance standards - code generation guardrails, review requirements, and documentation practicesEnsure quality and security of AI-generated code through rigorous review - AI accelerates, humans validateStay current on emerging AI tools, models, and practices; recommend and drive adoption where beneficialPRODUCTION OPERATIONS & RELIABILITYSupport production operations and reliability for team-owned systemsParticipate in on-call rotation and incident response for assigned applicationsConduct root cause analysis for production issues and implement preventive measuresMonitor application performance using observability tooling (Datadog, Dynatrace), identify optimization opportunities, and implement improvementsEDUCATION & EXPERIENCE7+ years of software development experience, including:3+ years building production applications with React and/or Angular3+ years developing backend services using Node.js2+ years leading projects or technical workstreams — coordinating engineers, managing delivery, and owning outcomesDemonstrated experience managing multiple concurrent projects and shifting priorities without dropping quality or timelinesDemonstrated hands-on experience using AI coding tools (Claude Code, GitHub Copilot) in real production workflows and not just experimentationExperience integrating AI/ML capabilities into production systems — LLM APIs, computer vision, vector search, or intelligent automationExperience designing APIs, data models, and system interfaces with explicit contracts that enable AI tools to generate correct implementationsExperience with Azure and AWS services preferredExperience with mobile development (React Native, iOS/Android) preferredExperience in the financial services or retail industry preferredExperience working with distributed/offshore teams preferredStrong architectural thinking and ability to design systems that balance human maintainability with AI-assisted extensibilityExcellent communication and collaboration skills, including ability to explain architectural decisions to technical and non-technical stakeholders and mentor others on AI-assisted developmentBachelor's or Master's degree in Computer Science / Computer Engineering, or equivalent experienceEZCORP is an Equal Opportunity EmployerAbout UsWe are looking for Team Members to lead the way today and to step into greater roles tomorrow. When you bring us your passion for service excellence, we’ll provide development and career paths to enhance your skills in a fun and fast-paced environment. We offer competitive pay, generous bonus potential from day one, and great benefits! We are committed to fostering an environment that values belonging and development for all. This commitment includes providing equal access to, and participation in, employment opportunities, programs, and services without regard to race, creed, religion, color, national origin, disability, gender, sexual orientation, gender identity, veteran status, or age. Headquartered in Austin, TX, EZCORP is traded on the NASDAQ stock market under the symbol EZPW and is a member of the S&P 1000 Index and NASDAQ Composite Index.