Senior Credit Strategy Analyst - Affiliates and Lead Gen UW at Best Egg | Torre
Senior Credit Strategy Analyst - Affiliates and Lead Gen UW
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Senior Credit Strategy Analyst - Affiliates and Lead Gen UW

You'll optimize credit strategies, driving innovation and financial confidence through data-driven solutions.
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Full-time

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Emma of Torre.ai
24 days ago

Requirements and responsibilities


Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities.At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives.With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique.We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team.The Senior Credit Strategy Analyst will be a critical member of the Credit team and will be responsible for using a combination of data and credit experience to optimize credit strategies for personal loans. Responsibilities include maximizing Underwriting and Loan amount decisions across acquisition channels, driving strategy improvement and innovation, monitoring of Champion/Challenger data while maintaining investor returns.This is a full time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role.Duties & ResponsibilitiesThis individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loansCreate test/control champion/challenger tests and monitoring to inform future strategiesProvide scenario analysis/create financial impact sizing/develop new strategy test casePerform ad-hoc analytics, create reporting and presentationsWork across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.Partner with Decision Science to define and develop Credit models and toolsMaintain overall risk and return targets for investors particularly in a changing economic environmentRequirements-Development5+ years experience in a similar analytical roleBachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plusExperience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plusMust be proficient in Python or similar, SQL, and MS ExcelMust be proficient in interpreting data using analytics, research methodologies, and statistical techniquesPrevious experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirableExcellent English written/verbal communication skills, critical thinking and interpersonal skillsHighly independent and self-motivated to forming opinions that are supported by data.Strong knowledge of modeling tools and techniques and use in strategyAbility to understand competitive pressure, economic trends and their business impacts.High Energy with ability to work in a fast-paced environmentRequirements-LeadershipComfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendorsDemonstrated technical leadership skills including self-direction, coaching and mentoringHighly motivated, well organized, capable of developing and executing business analysis and able to communicate status and results effectivelyRequirements-CultureAbility to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environmentAbility to work effectively both independently and as a team memberBe confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessaryCapable of teaching and learning from others to promote continuity of knowledge and personal developmentCultivate good working relationships with other business units, particularly Marketing, Operations, and FinanceEmployee BenefitsBest Egg offers many additional benefits for our employees, including (but not limited to):Pre-tax and post-tax retirement savings plans with a competitive company matching programGenerous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidaysMultiple health care plans to choose from, including dental and vision optionsFlexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement AccountsCompany-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programsOther great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
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