Analyst / Processor / Underwriter, Commercial Mortgage Brokerage (Remote, PST).
Company: Commercial Lending Solutions.
Location: Remote, Mexico (PST Hours Required).
Job Type: Part-Time to Full-Time.
About Us:
Commercial Lending Solutions (CLS) is a Los Angeles based commercial mortgage brokerage serving investors, developers, and lenders nationwide. We run a lean, tech-forward operation powered by AI tools, automation, and structured underwriting systems. We are hiring a sharp, analytical, dependable Analyst / Processor / Underwriter to become a core part of our team. Not a temp, not a freelancer, but a long-term team member who grows with us.
The Opportunity:
This role starts part-time (20 hours per week) during a probationary period and transitions to full-time (40 hours per week) once you hit performance milestones, typically within 60 to 90 days.
Schedule:
- Monday through Friday, Pacific Standard Time (PST) hours.
- Live on camera via Microsoft Teams.
Compensation:
- $5 per hour during probationary period (20 hours per week).
- Up to $8 per hour upon full-time transition.
- Quarterly bonuses plus commission on closed deals ($2,000 to $6,000 per deal).
- Quarterly reviews with raises up to $1.00 per year.
- Paid via Payoneer or direct transfer.
What You Will Be Doing:
Underwriting & Financial Analysis:
- Build and populate underwriting models in Excel across multifamily, commercial, construction, hospitality, and other CRE asset classes.
- Analyze rent rolls, T12 operating statements, P&Ls, personal financial statements, schedules of real estate owned, and tax returns.
- Calculate and stress test NOI, DSCR, LTV, LTC, debt yield, cap rates, and loan sizing across multiple lender programs.
- Run rent comp and sale comp analysis using CoStar and other data sources.
- Prepare global cash flow analysis for owner-user and guarantor underwriting.
Loan Processing:
- Manage borrower document collection using deal-specific needs lists.
- Organize, label, and maintain complete digital deal files.
- Assemble lender-ready loan request packages and submission memos.
- Track outstanding conditions and follow up with borrowers, lenders, title, and escrow.
- Keep deal checklists current from intake through closing.
Lender Coordination:
- Research and match lenders to each deal by product type, geography, and loan structure.
- Prepare and queue lender distribution emails.
- Log lender responses, quotes, and term sheets.
- Maintain quote comparisons and side-by-side summaries.
CRM & Reporting:
- Manage and update Salesforce (Ascendix) deal and contact records.
- Maintain accurate deal stages, activity logs, and pipeline reporting.
- Excel data organization and reporting.
AI & Technology:
- Daily use of Claude, ChatGPT, and Perplexity for drafting, research, and document review.
- Identify automation opportunities across the underwriting and processing workflow.
- Support workflows via Make, Zapier, or similar.
What We Are Looking For:
Required:
- Strong written and spoken English.
- Highly organized, detail-oriented, dependable, and able to work independently.
- Excel (intermediate to advanced), including comfort with financial formulas and model structure.
- Microsoft Outlook and Office Suite.
- Comfortable with AI tools (ChatGPT, Claude, or similar).
- Reliable internet, camera, and microphone.
- Based in Mexico, available PST hours.
Preferred:
- Commercial real estate, lending, or finance background.
- Familiarity with CRE underwriting concepts (NOI, DSCR, cap rate, rent roll, T12).
- CRM experience (Salesforce, HubSpot).
- Experience reading financial statements or tax returns.
- Automation tools (Make, Zapier, Airtable).
