Compliance Officer – El Salvador – Digital Assets
About us
Estoy is a growing crypto-focused company operating across Latin America. Our mission is to build efficient, transparent financial operations that support innovation in the digital asset and fintech ecosystem.
We are a fast-paced and rapidly evolving startup, seeking proactive individuals who thrive in high-performance environments and are excited to help scale operations across the region.
About the Role
Estoy is seeking a Compliance Officer based in El Salvador to oversee and support local compliance activities. This role will be responsible for ensuring compliance with El Salvador’s financial and digital asset regulations including oversight by the Comisión Nacional de Activos Digitales (CNAD), the Unidad de Investigación Financiera (UIF), and the Superintendencia del Sistema Financiero (SSF) maintaining AML/CFT controls, and acting as a key liaison between the business, these regulators, and global compliance teams.
The ideal candidate has strong experience in financial services or digital asset compliance, a solid understanding of El Salvador’s regulatory framework, and the ability to operate effectively in a fast-paced, regulated environment.
Key Responsibilities
Maintain and enhance Estoy’s local compliance framework in accordance with El Salvador’s laws and regulations, including the Ley de Emisión de Activos Digitales (LEAD), the Ley Contra el Lavado de Dinero y de Activos (LCLDA), and applicable CNAD, UIF, and SSF requirements.
Implement, monitor, and improve compliance policies and procedures (KYC, transaction monitoring, sanctions screening) in line with CNAD and UIF standards.
Serve as the local compliance point of contact for the CNAD, UIF, and SSF, as well as auditors and internal stakeholders, as required.
Prepare and submit regulatory reports including Reportes de Operaciones Sospechosas (ROS/SARs) to the UIF and periodic filings to the CNAD and SSF and respond to regulatory inquiries and information requests in a timely manner.
Conduct compliance risk assessments and support internal and external audits, including those required to maintain Estoy’s Proveedor de Servicios de Activos Digitales (PSAD) license issued by the CNAD.
Monitor regulatory developments issued by the CNAD, UIF, and SSF and assess their impact on business operations, products, and processes.
Provide compliance guidance and advisory support for new initiatives, partners, and products.
Support investigations related to suspicious activity and ensured appropriate escalation, documentation, and reporting to the UIF.
Deliver compliance training and ongoing guidance to local teams.
Maintain accurate and up-to-date compliance documentation and records.
Required Qualifications
Bachelor's degree in law, Finance, Business Administration, Accounting, or related field.
2–4+ years of proven experience specifically as a Compliance Officer (or in an equivalent AML/regulatory compliance role) within financial services (banking, payments, fintech, digital assets/crypto, capital markets, or similar); prior experience as a Compliance Officer in the crypto or digital assets industry is strongly preferred.
Strong understanding of El Salvador’s digital asset and financial regulatory framework including CNAD, UIF, and SSF requirements — and AML/CFT frameworks.
Solid knowledge of financial products, transaction flows, and risk controls.
Experience preparing regulatory documentation and working directly with the CNAD, UIF, SSF, auditors, or other supervisory authorities.
Fluency in both Spanish and English (written and verbal) is required for day-to-day coordination with local regulators and global compliance teams.
FIBA AMLCA or ACAMS certification is required (active credential, or actively pursuing certification).
Strong analytical skills, attention to detail, and sound professional judgment.
Ability to work independently while collaborating with regional and global teams.
Strong English proficiency (written and verbal).
Currently reside in El Salvador.
Preferred Qualifications
Experience in fintech, payments, or digital financial services.
Experience with a CNAD-licensed Proveedor de Servicios de Activos Digitales (PSAD) or other VASP is highly desirable.
Additional compliance or risk certifications (e.g., CGSS, CFE) are a plus.
Experience working in multinational or cross-border environments.
Familiarity with compliance tools, transaction monitoring systems, blockchain analytics platforms (e.g., Chainalysis, Elliptic, TRM Labs), and risk assessment methodologies.
What We Offer
Competitive salary in USD
Fully remote work environment
Opportunity to work with a global and fast-growing startup
Career growth opportunities within a dynamic international team
