Rudy Thomas

Field Artillery Officer

US ARMY

Jun 2019 - Dec 2020 (1 year 7 months)

Risk Modeling & Forecast Manager

Bank of America

Jun 2018 - Current (8 years 2 months)

+ Leader accountable for delivery of large-scale change initiatives impacting the operational footprint of a risk organization spread across the world. + Develop governance models that are implemented across an organization with a diverse range of risk management functions and responsibilities. + Create data governance processes to control data access, retention, restricted confidential and personal information, and a variety of data governance related work streams. + Engage senior leadership team members to influence and assemble their support for change. Cultivating trust in the team’s ability to deliver solutions that matter to senior leaders, and solve problems impacting all areas of the business. + Delivered fully packaged compute grid

Senior Quantitative Finance Analyst

Bank of America

Aug 2016 - May 2018 (1 year 10 months)

+ Responsible for managing the formulaic reserve level of Bank of America's wholesale portfolio, one of the largest portfolios of its kind in the world. + My role touches many areas of Wholesale Credit Risk, and the Allowance for Credit Losses (ACL) and Provision for Credit Losses (PCL) processes. + I work with model developers to create Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models. Ensuring reasonable, supportable, and appropriate methodology is used to capture both the banks current credit risk levels, but also meets regulatory and external audit requirements related to ACL. + I engage Model Risk Management (MRM), model developers, auditors, and stakeholders on model use and validation of

Quantitative Finance Analyst

Bank of America

Dec 2014 - Jul 2016 (1 year 8 months)

Formulaic models: - Owner of the process used to calculate Expected Loss and Expected Loss Rates(ELR) for Bank of America's Commercial loan portfolio(~$700B). Imprecision Overlay Factors: - If there are instances where the formulaic model does not take into account certain conditions, overlays may be used. - Concentration Risk related to industry, property type, and geographic loan concentrations. As well as "Fallen angels". - Portfolio Underwriting Variance accounts for changes in, or deviations from, lending policies and procedures. - Economic and Political changes to international, national, regional, and local economic conditions. Including the various market segments therein. Political instability or uncertainty is also considered.

Field Artillery Officer

Army National Guard

Jan 2012 - Oct 2022 (10 years 10 months)

Operations Research Analyst II

Bank of America

Oct 2010 - Dec 2014 (4 years 3 months)

- Managed McKinsey & Company industry benchmarking studies. Charged with all Global Technology and Operations data collection, validation, and follow-up with the vendor. - Owner and designer of the process for creating and updating allocation models used by finance partners for billing customer segments the Image and Transaction Services expense pool (~$300M). - Project Manager and designer of Information Management (IM) tools implemented on an SSAS reporting platform. The IM solutions automated manual reporting systems and simplified data delivery. - Cost-to-Serve (CTS) - Quarterly Business review of all Consumer, Commercial, and Corporate Transaction Services technology and operations. Prepared and presented decks for Executive/Directo

Operations Project Consultant

Bank of America

Jan 2008 - Oct 2010 (2 years 10 months)

- Managed advanced simulation modeling implementations from inception to validation. - Managed high-level work schedules for +600 associates at three or more Transaction Services facilities. Conducted monthly schedule reviews, and maintained 96% HOSHIN accuracy. - Led projects to design SQL reports capable of eliminating errors in database entrees. The objective and user needs were matched with programmer’s capabilities. - Performed decision support projects for executive level Low Cost Provider initiatives. - Analyzed large data sets and databases, leveraging SQL to data mine information critical to simulation modeling and costing studies. - Conducted time studies for both Workforce Planning simulations and ABC costing models. - Led

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