Tomasz Sowa

I am the Founder & CEO of Strategic Digital Reserve Bank. At SDRB, we're building ReserveFi a new category of infrastructure for institutional digital finance. Our immediate focus is developing two foundational infrastructure components: • ORS (Open Reserve Standard) • GRM (Governance Response Module) Together, they establish an open framework that enables institutions to govern, independently verify and continuously monitor digital reserves with greater transparency, accountability and resilience. For more than a decade, I've transformed complex technology and operational systems into practical, scalable solutions. That experience led me to one conclusion. Yet institutions still lack a common, independently verifiable standard for governing digital reserves. Many organizations can demonstrate Proof of Reserves. Very few can demonstrate Proof of Governance. They often cannot prove: • who approved critical reserve decisions, • whether policies were followed, • how responsibilities are separated, • how exceptions are handled, • or how governance can be independently verified. I believe institutional trust should not depend on assumptions. It should be built on transparent standards. ORS provides an open standard for governance policies, reserve rules, approval workflows, roles, responsibilities and independent verification without taking control of institutional assets or decisions. It creates a common framework for institutions, auditors, regulators and ecosystem partners. GRM continuously monitors those rules, detects policy breaches, operational risks and governance exceptions, classifies their severity and coordinates predefined responses while institutions retain full control over every decision. Together, ORS and GRM form the foundation of ReserveFi. Our objective is not to manage institutional reserves. Our objective is to provide open standards that enable institutions to govern, verify and demonstrate responsible reserve management. Our long-term vision is to establish open infrastructure standards for more transparent, verifiable and resilient institutional digital finance. Core Infrastructure Priorities: • ReserveFi • ORS (Open Reserve Standard) • GRM (Governance Response Module) • Digital Reserve Governance • Proof of Governance • Proof of Reserves • Institutional Risk Management • Digital Reserve Infrastructure • Institutional Digital Finance I enjoy connecting with financial institutions, regulators, stablecoin issuers, custodians, digital banks, exchanges and infrastructure builders shaping the future of digital finance