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David Bain

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Senior Vice President, Head of Lending Services
Westerville, Ohio, United States
Contact David regarding: 
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Full-time jobs
Starting at USD200k/year

Timeline

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Job

Résumé

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  • First Republic Bank
    Senior Vice President – Head of Lending Services
    First Republic Bank
    Jan 2019 - Jan 2023 (4 years 1 month)
    Responsible for all operational aspects of a $200+ billion-dollar, annual double-digit growth lending portfolio supporting Residential, Consumer, Business Banking, Commercial Real Estate, Multi-Family, Construction, SBA, and Securities lending products. Departments included Product Management, Technology Strategy and Product Management, Closing, Funding, Servicing, Customer Service, Data Analytics & Reporting, Internal & Regulatory Risk Control, and offshore resources. These teams developed scalable, custom, and specialized processes to support sustained loan growth across all product lines while improving performance, compliance, and the overall client experience.  Reported to Chief Operating Officer and consistently met with the CEO and
  • First Republic Bank
    Vice President – Deputy Head of Lending Services
    First Republic Bank
    Jan 2009 - Jan 2019 (10 years 1 month)
     Developed relationships across all departments, on both coasts, and had to report to all levels of management within the organization 2  Decentralized Operations for various product lines to provide regional support for all products and services  Achieved double-digit efficiency rates every year  Led efforts for all Lending divisions to build processes and controls that would adequately support BSA/AML monitoring  Crafted a strategy and led various initiatives that streamlined processes in multiple areas, including processes that supported a high growth product, scaling monthly volumes 20x over 1 year  Managed Residential, Consumer & Commercial loan portfolios, developing client-centric support models that improved overall performanc
  • T
    Assistant Vice President - Commercial Loan Servicing
    The Huntington National Bank
    Jan 2005 - Jan 2009 (4 years 1 month)
    Responsible for the financial servicing, loan accounting and collateral monitoring of a $21 billion regional commercial loan portfolio. Directed multiple departments consisting of up to 60 associates while maintaining both financial, service and compliance expectations.  Maintained relationships with associates in 6 states  Participated in the development and implementation of an end-to-end digital workflow platform  Coordinated the introduction of document imaging for commercial loan documentation  Introduced internal compliance processes  Standardized performance reporting within the Loan Servicing division  Managed operational tasks for 2 acquisitions  Attained and maintained vendor relationships  Negotiated directly with custome
  • N
    Section Manager/Assistant Vice President - Commercial Loan Operations
    NATIONAL CITY BANK OF KENTUCKY
    Jan 2000 - Jan 2004 (4 years 1 month)
    Held responsibility for back-office processing and loan accounting for commercial portfolios of Kentucky, Southern Indiana, and Madison Bank & Trust. Managed financial budget in excess of $1MM. Maintained adequate staffing levels to meet 99.9% accuracy ratios in the most efficient manner while keeping risk at a minimum.
  • City National Bank
    Supervisor – Commercial Loan Operations
    City National Bank
    Jan 1999 - Jan 2000 (1 year 1 month)
    Directed staff of 10 to 12 people, ensuring that items were processed within the legal and credit policies and information was setup accurately on the loan system within the established time frames. During the life of those loans, handled all of the maintenance cited in the loan documents and verified that loan balances and fees were properly assessed and reported.  Reduced errors in excess of 90% .  Participated in the development and implementation of an departmental audit team that performed reviews within the team and across the various operations sites  Developed and implemented various databases that were utilized throughout the division.  Nominated for the Excel Award, the highest award at National City.  Chairman of the Local S
  • City National Bank
    Analyst – Commercial Loan Operations
    City National Bank
    Jan 1998 - Jan 1999 (1 year 1 month)
    Performed AFS system validation for the First of America acquisition and performed various support roles during the conversion process to aid staff with the new culture and processes involved with the servicing of their loan portfolios. Acted as the Kentucky representative for the National City initiative to automate the commercial loan payment process. Developed various methods to monitor and report both productivity and quality to accurately rate the performance of individual staff members and to improve the allocation of resources.
  • City National Bank
    Team Lead – Commercial Loan Operations
    City National Bank
    Jan 1994 - Jan 1998 (4 years 1 month)
    Monitored the loan portfolio from the Ashland Bank acquisition, assigned items to other team members, performed the quality review and verified that controls were properly maintained.
  • City National Bank
    Lead Processor – Item Processing
    City National Bank
    Jan 1989 - Jan 1994 (5 years 1 month)
    Encoded and balanced deposits in an environment that is fast-paced and deadline intensive. Production and quality goals consistently exceeded both departmental and personal goals.