Novo is a small business financial platform focused on helping hardworking small business owners win while doing more of what they love. Proud to lead a talented team focused on serving this critical segment of the US economy.
President, Banking
Novo
Jan 2025 - Oct 2025(10 months)
Led the core banking and credit LOBs at Novo along with analytics, risk, compliance, legal and finance functions. Member of the Executive Committee.
VP, Strategy and Analytics
Novo
Jan 2024 - Jan 2025(1 year 1 month)
Built the Strategy and Analytics function at Novo and led credit businesses. Member of the Executive Committee.
Head of Credit and Risk
Yendo
Jan 2023 - Jan 2024(1 year 1 month)
Partner
Full Spectrum Analytics
Jan 2017 - Jan 2023(6 years 1 month)
Full Spectrum Analytics advises banks, lenders and investment firms on consumer lending and retail banking strategy with particular emphasis in card, auto and installment lending products.
Business Director
Capital One
Jan 2014 - Jan 2016(2 years 1 month)
Led direct marketing, product development and credit policy for Capital One's subprime focused UK card business.
Senior Business Manager
Capital One
Jan 2013 - Jan 2014(1 year 1 month)
Customer acquisitions and existing customer management for consumer card and digital installment lending products across full credit spectrum of consumer segments. Developed post financial crisis lessons learned material across multiple consumer asset classes.
Business Manager
Capital One
Jan 2012 - Jan 2013(1 year 1 month)
Marketing analytics and general management of balance transfer and line of credit products for small business and full credit spectrum consumer segments. Oversaw all testing, segmentation, creative development and campaign deployment with dotted line responsibility for operations.
Senior Business Analyst
Capital One
Jan 2010 - Jan 2012(2 years 1 month)
Built and maintained valuations, segmentation and credit policy for balance transfer products to millions of existing cardholders.
Business Analyst
Capital One
Jan 2008 - Jan 2010(2 years 1 month)
Card risk and loss mitigation analyst during Financial Crisis and recovery.