Highly analytical Registered Nurse with 13 years of clinical experience specializing in utilization review, medical necessity review, and regulatory compliance across behavioral health and complex medical populations. Proven expertise in concurrent and retrospective utilization review, level-of-care determination, and documentation analysis to support compliant reimbursement, authorization outcomes, and audit readiness. Successfully led utilization compliance efforts through state audit with zero findings while maintaining high-velocity case production. Adept in virtual, multi-queue environments requiring independent clinical judgment, cross-functional collaboration, and strict adherence to payer and CMS guidelines.