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Carmina Gamboa
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Philippines
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Senior Loan Documentation ProcessorWells FargoSep 2025 - Current (1 year 2 months)• Review and validate title and closing documents for accuracy and compliance.
• Analyze Closing Disclosures, settlement statements, title commitments, and supporting loan documents.
• Balance closing figures with settlement agents and title companies.
• Resolve documentation discrepancies before funding.
• Manage a high-volume closing pipeline while meeting quality and production goals.
• Coordinate with underwriters, loan officers, title companies, and internal partners.- Loan Officer AssistantNightOwl ConsultingNov 2024 - Jun 2025 (8 months)Supported loan origination through Encompass, disclosures, VOEs, document review, LoanBeam processing, and credit reports.
- JClient Care SpecialistJP Morgan Chase & CoApr 2021 - Oct 2024 (3 years 7 months)Managed mortgage loan documentation, borrower communication, verification, file preparation, and coordination with underwriting.