Centralized Mortgage Loan Officer
Truist
Oct 2024 - May 2025 (8 months)
As a Centralized Mortgage Loan Officer at Truist, I managed a robust national digital pipeline of 40–60 active mortgage loans simultaneously, guiding clients from initial pre-qualification through to closing across conventional, FHA, VA, USDA, and jumbo products. I conducted comprehensive credit and risk assessments, analyzing borrower financials, collateral, and creditworthiness, ensuring adherence to complex regulatory guidelines including TRID, ECOA, Reg B, Reg Z, and HMDA.
Collaborating daily with processing, underwriting, closing, and secondary-market teams, I significantly improved workflow efficiency, reducing average loan cycle times by 12 days through proactive coordination and streamlined hand-offs. Utilizing data-drive