CREDIT OFFICER
NEW CLIMB MICROFINANCE BANK
Jan 2018 - Jan 2020 (2 years 1 month)
• Creditworthiness Assessment: Evaluating clients' financial data, business plans, and repayment capacity using qualitative and quantitative analysis. • Loan Processing: Preparing loan applications, ensuring compliance with the bank's credit policies and Central Bank of Nigeria (CBN) regulations. • Portfolio Management: Monitoring loan repayments to minimize Portfolio at Risk (PAR) and ensuring timely recovery of funds. • Client Engagement: Building relationships with clients, conducting field visits, and providing financial counseling. • Business Development: Promoting microfinance products and growing the loan portfolio while maintaining quality standards.