Pablo Sanchez

Head of Financial Crimes Compliance

Tilt

Oct 2024 - Current (1 year 11 months)

Director, Head of Financial Crimes Compliance & BSA/AML/OFAC Officer

Custodia Bank

Apr 2024 - Oct 2024 (7 months)

- Oversee and manage the Financial Crimes Compliance programs (BSA/AML/OFAC), ensuring adherence to regulatory requirements in the rapidly evolving world of digital assets. - Advisor to Custodia’s business, legal, product, and engineering teams on compliance matters related to the development, governance, and launch of fiat and cryptocurrency products and initiatives. - In a consulting capacity, provided BSA/AML/OFAC representation during Custodia’s Special Purpose Depository Institution (SPDI) regulatory exam conducted by the Wyoming Division of Banking.

BSA/AML/OFAC Advisor/Consultant

Custodia Bank

Feb 2024 - Apr 2024 (3 months)

Deputy Chief Compliance Officer - Bank Secrecy Act / Anti-Money Laundering (BSA/AML/OFAC) Officer

Imprint

Apr 2023 - Jan 2024 (10 months)

- Designed, implemented, and operationalized a BSA/AML/OFAC program that effectively meets Partner Bank requirements and regulatory standards. - Defined and maintained policies and procedures related to all BSA/AML/OFAC aspects including, but not limited to, KYC/KYB, CDD/EDD, OFAC/Sanctions, AML and SAR investigations, Information Sharing/Law Enforcement Requests, Risk Assessments, Quality Assurance, monitoring and testing, and training. - Collaborated with the Chief Compliance Officer to ensure adherence to various financial regulations, including Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), and others, by actively participating in the development, implementation, and monitoring of com

Bank Secrecy Act / Anti-Money Laundering (BSA/AML) Officer

Imprint

Aug 2021 - Apr 2023 (1 year 9 months)

Senior Manager, Compliance Policy

WePay

Jul 2019 - Aug 2021 (2 years 2 months)

- Manage a team that owns and provides oversight on all KYC, AML, and OFAC Sanctions policies and programs, including but not limited to merchant onboarding, transaction monitoring, OFAC sanctions, name screening, controls, risk assessments, reporting and metrics, and policy and procedure development. - Develop, implement, and manage a modern KYC program designed to facilitate progressive onboarding for merchant payments processing while meeting firm-wide and regulatory requirements. - Work alongside Product, Engineering, Sales, and Operations teams as a key stakeholder in the Product Development Lifecycle to provide guidance on best practice and obligations while being able to provide the best possible internal and external customer expe

Compliance Risk Policy Manager

WePay

Jun 2018 - Jul 2019 (1 year 2 months)

K

Director, Anti-Money Laundering / Regulatory Compliance

K Intelligence

Jul 2014 - May 2018 (3 years 11 months)

- Senior project lead directing the efforts of a 10-person team on a multifaceted Bank Secrecy Act (BSA)/AML compliance program review at an international Middle Eastern bank that identified and implemented enhancements and operational efficiencies across various areas such as Know Your Customer (KYC), transactional monitoring, and risk assessments while meeting regulatory requirements. - Team leader on a regulator-mandated monitorship for a multi-national financial institution conducting detailed reviews of transaction monitoring policies and procedures, development and expansion of a domestic Compliance Department, financial institution Compliance staffing/capacity planning, implementation of a transaction monitoring and OFAC sanctions s

Institutional Clients Group AML/KYC Project Manager / Business Analyst, AVP

CITI

Feb 2013 - Jul 2014 (1 year 6 months)

- Member of the Institutional Clients Group Know Your Customer (KYC) Support Unit Program Execution team. - Support the project management and execution of multiple work streams associated with Anti-Money Laundering and Know Your Customer roll out strategies. - Coordinated and worked collaboratively with multiple stakeholders (Global Compliance, Data Privacy Office, Project Management Office, Business, Technology) to ensure appropriate organizational readiness during launch of new global KYC system. - Managed the development of a Quality Control Continuous Improvement Process to be executed globally. - Gathered and prepared documentation for Corrective Action Plans, Internal Audits, Regulatory Exams/OCC Audits.

Commercial Bank AML/KYC Analyst, AVP

CITI

Apr 2011 - Feb 2013 (1 year 11 months)

• Reviewed, analyzed, and aggregated commercial banking clients’ files to ensure Anti-Money Laundering and Know Your Customer standards were met. • Essential member in completing deadlines and requirements set by government regulators’ remediation projects. • Conducted quality control on files worked by other team members and consulting groups such as Deloitte.

Retail Bank Operations/Customer Service/Teller

CITI

Aug 2006 - Apr 2011 (4 years 9 months)

Monitored and adhered to operational controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer and bank assets. Received an "Outstanding and Pass" ratings on all operational and control audits and annual reviews. Responsible for quality and timeliness of service delivery to ensure client satisfaction with bank products, procedures, and policies. Surpassed individual sales and referral goals by identifying client financial needs and participating in proactive sales activities including seminars, on-sites, and telemarketing.

C

Assistant Recording Engineer

Crescent Moon Studios

Aug 2004 - Aug 2006 (2 years 1 month)

Responsible for production, direction and logistics of recording and sound quality for music industry artists and television programs. Provided production and post-production support for Grammy, Latin Grammy, Premio lo Nuestro, Alma, and Emmy Award winning artists, bands, and shows. Professionally certified in recording industry equipment, audio software, and recording methods (Pro Tools, Logic, and Reason). Received numerous accolades and awards for quick problem solving and attention to detail in resolving difficult technical recording challenges on set and in recording sessions.

About

Detail

Timeline

Résumé