Carson Ko

Senior Vice President Strategic Finance

Visio Lending

Feb 2026 - Current (7 months)

VP, Financial Planning and Analysis

Acra Lending

Mar 2020 - Jan 2026 (5 years 11 months)

Partner with Private Equity owners to lead financial planning, business intelligence, and strategic analysis for a $5 billion annual originations company, with a focus on liquidity, profitability, and sale readiness. • Work closely with PE firms in development of Weekly performance measures, long term (5plus years) growth plans, liquidity management and variance analysis • Oversee strategic financial planning and modeling across business units; Serve as a strategic partner to the CEO, COO, and board of directors on financial matters • Provide leadership in new implementations of technology. Create and develop new performance measurements to monitor employee workload and key indexes. • Streamline and integrate LOS system and servicing data t

Director of Financial Planning and Analysis

loanDepot

Jan 2019 - Mar 2020 (1 year 3 months)

Serve as the Financial Business Partner for the largest channel direct lending. Focus on mission critical components such as loan origination conversion, products pricing, sales agent efficiency management, fulfillment management and enterprise level economics. Provide financial analysis, design, data analytics and project management experience to the 1.1B mortgage company. • Lead daily, weekly and monthly KPI analysis with channel leaders; • Serve as point person in channel development and efficiency; Provide insights on scenario strategy playbook for different economic conditions. • Manage channel analysts to provide adequate reporting and analysis supports; • Apply data analytics in the area of marketing leads conversion, review logistic

Director of Financial Planning and Analysis

American Advisors Group AAG Reverse Mortgage

Mar 2014 - Sep 2018 (4 years 7 months)

• Oversaw the financial reporting and managed the development of forecasting and modeling tools for a $280mm revenue HECM business; • Provided leadership in $60mm marketing research and analytics budget (TV, PPC, Web Affiliate & Mail). Explored customer attributes and provided insight of potential niche market for proprietary product development; • Provided loan product development, analysis and pipeline value estimations; • Coordinated Five-Year forecast analysis and reporting, Yearly and Quarterly operating budget, and KPI discussions with management; • Managed the implementation of new accounting standards and interfaced with corporate leadership in order to resolve technical accounting issues. Supported Accounting in designing GL accoun

Treasury Department

Cashcall

Jul 2012 - Mar 2014 (1 year 9 months)

• Provided prepayments/ default analytics, vintage analysis, peer analysis, decision supports, portfolio analysis and forecast estimates for various treasury functions; • Oversaw and maintained internal valuation and forecast models (MSR Modeling, Fair Market Value, Production Forecast, Financial Forecast, etc.) for a $600 million of high yield (70% per annum interest rate) portfolio from three different facilities; • Oversaw daily cash management and improved cash forecasting capabilities; • Managed daily borrowing/investment practices; ensured all compliance reporting requirements for credit facilities were maintained. • Assisted in managing relationships with consumer loan investors with $700 million of debt facilities.

Director of Risk Management/Business Intelligence

Cashcall

Feb 2005 - Jul 2012 (7 years 6 months)

• Managed investment analysis, portfolio risk assessment, score card development, application decision optimization, placement profitability analysis, and financial modeling. • Managed consumer loans default and prepayment risk and provided credit policy changes recommendation; and • Provided leadership in development of companywide business reporting, data warehouse and analytics implementation.

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Operation Research Analyst

Structurad

Jan 2003 - Jan 2005 (2 years 1 month)

Assisted in developing statistical operation research models to advance the production efficiency. Design/implement/Maintain Medical Infomatics Database (MS SQL) with SAS/Access and ODBC connection. Coordinated operation team in testing the quality of developed applications based on test plan instructions and Documenting results and errors

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Actuarial Analyst

Louis Kravitz and Associates

Jul 2001 - Jul 2003 (2 years 1 month)

Prepare annual actuarial valuations, government filings, and pension and welfare disclosures for Defined Benefit plans. Provide information requested by accountants in connection with plan audits. Prepare any necessary information requested by clients with respect to consultative opportunities.

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