Ankur Pal

VP of Engineering

EarnIn

Feb 2025 - Current (1 year 7 months)

Leading EarnIn's AI-native engineering transformation — the company's most consequential architectural shift since its founding. This isn't an AI pilot program; it's a rewiring of how the whole org builds product. Moved the engineering organization from isolated AI experiments to production-grade agentic systems with shared infrastructure and governance. Built the internal platform and processes that lets product teams automate the full development lifecycle: requirements, design, coding, testing, deployment, and operations. The goal: compound the velocity gains we've already made by eliminating the manual work that still slows engineers down.

Sr Director of Engineering

EarnIn

Mar 2021 - Feb 2025 (4 years)

* Scaled the org from a single-product team to a 120-person multi-product engineering organization capable of running parallel bets across EWA, Early Pay, Live Pay, Credit Monitoring, Savings, Bill Predictions, Paycheck Router, and Credit Building products — simultaneously. During this period, revenue went 3× and MAU 2× * Designed and delivered foundational backend systems that became company-wide shared infrastructure: a Ledger service for financial transaction integrity, an Enrollments system to manage multi-product user state, and Funnel Management capabilities that gave product teams standardized tools for acquisition and activation flows * Rebuilt the mobile foundation around a modular architecture — decoupling feature surfaces from

Sr. Director of Engineering

Juul Labs

Sep 2019 - Mar 2021 (1 year 7 months)

• Under my leadership, the team built a secure and flexible IOT platform for connectivity, device, and data management that can scale to 1 million devices; to drive competitive advantage through data-oriented product development. The team comprises of a multi-disciplinary team of engineers, managers and directors focused on full stack development (Golang, React, iOS, Android, Ruby), devops (cloud deployment using Kubernetes on AWS), and firmware engineering. • Slashed budget forecast by reducing our AWS costs by 50%, while improving scalability and fault tolerance of the system; and negotiated costs for tools and vendors. • Spearhead an R&D team focused on rapid prototyping for initiatives that are critical to the success of the company. So

Director Of Engineering

Expedia Group

Jan 2015 - Aug 2019 (4 years 8 months)

Lead a 55-person diverse engineering team across San Francisco, Guadalajara and Gurgaon. The teams are responsible for building customer centric experiences in web and native app platforms, and the complete technology stack for our car product. The work includes refining the core search and pricing engines, and manage the integrations with third-party reservation systems. The mission is to build high performing teams, foster a test and learn culture, and lead the technical transformation of our front-end and back-end application architecture to enable faster time to market and a foundation for future growth of the brand.

Software Engineering Manager

Expedia Group

Jun 2014 - Jan 2015 (8 months)

Mobile Platform Manager

Blackboard

May 2010 - May 2014 (4 years 1 month)

Engineering manager for a team of 8 backend and front-end engineers who worked on various technologies ranging from PHP, nodeJS, MySQL, MongoDB, angularJS and HTML5 Worked as a product owner/ project manager and engineering manager for an ambitious web based product that involves a cross functional team of PHP Engineers, iOS, Android and Mobile Web Engineers and Front-End Designers. Formed and led a services team that implements customizations for mobile products. Crafted the business model, offerings, team requirements, rates and pricing structure and was responsible for day-to-day operations of the team.

Director of Engineering

Glu Mobile

Jan 2010 - Jun 2010 (6 months)

Managed engineering, QA and operational groups (25 people), and maintained the overall direction, budget and focus of the team to deliver products across various platforms including iOS, Android, Blackberry, J2ME and BREW.

Engineering Manager

Glu Mobile

Sep 2008 - Jan 2010 (1 year 5 months)

Manage projects and engineers working on various mobile platforms including Android, Blackberry, J2ME, BREW and Windows Mobile. Continuously improve engineering processes for increased efficiency and timely delivery of products. Analyze requests from Sales & Marketing, communicate with external OEMs and carriers, and gather requirements to plan execution. Increase performance and qualitative standards, in porting offices of Sao Paulo (Brazil) and Beijing (China).

Sr. Software Engineer

Glu Mobile

Jan 2005 - Aug 2008 (3 years 8 months)

Ported games on J2ME, Blackberry and Sidekick devices. It included game specific code optimizations, carrier specific module integrations and determining handset specific features. Some games I worked on are Alpha Wing, Ice Age, Age of Empires, Project Gotham Racing, ZUMA, Stranded, Transformers and Call Of Duty. Created new internal libraries and tools that facilitated rapid porting of our software development products to mobile devices.

Research Assistant

Clemson University

Dec 2002 - Dec 2004 (2 years 1 month)

Focused on a middle-tier Web caching architecture that creates a scalable, robust, and self-configured system. Proposed innovative cache replacement and coherency strategies for this system and implemented a discrete event simulator in Java for performance analysis. Developed a Java API for proxy traces that could be used to model Web traffic in trace-driven simulations.

E

Trainer/Developer

ETS Laptop Support Program Clemson University

Aug 2002 - Dec 2002 (5 months)

Motivated faculty to use technology in classrooms by conducting workshops on pedagogical teaching and various software packages. Conceptualized innovative ideas of using technology combined with traditional teaching and used my technical skills to implement them. Designed a database for a work logging system to facilitate the operations of the laptop support group. MS Access was used to generate bi-weekly progress reports.

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