Ruchi Rathor

Executive Director

PayXBorder

Jan 2026 - Current (7 months)

PayXborder is a cross-border payments platform that helps businesses (and later consumers) hold, convert, and move money internationally with speed, transparency, and compliance as the core focus. What it does : Multi-currency accounts in USD, EUR, and GBP Account-to-account cross-border transfers (corridor-by-corridor rollout) Fiat-to-fiat FX conversion Optional fiat ↔ crypto on/off-ramping (availability depends on corridor, partner rules, and compliance) What it aims to achieve: Become a platform where, in supported corridors, money can be transferred within 1 hour with clear pricing, tracking, and operational reliability. Company / compliance info: Legal entity: XBANCER PAYMENT LTD FINTRAC MSB: M23142214 Office: Vancouver, BC,

Seed Investor

Unjobai

Dec 2025 - Current (8 months)

💼 Investor | Unjob.ai Helping fuel the future of work — where talent meets opportunity without barriers 🚀 I’m thrilled to be part of Unjob.ai — an AI-powered freelance marketplace that’s redefining how businesses hire and how creators get work. Unlike traditional platforms that rely on resumes and endless searching, Unjob.ai focuses on skills, real work, and fast matching, helping brands connect with the right freelancers in minutes — no job posts, no long interview cycles, just talent and opportunity aligned. What makes Unjob.ai especially exciting: ✨ AI-driven matching that brings the right talent to the right projects instantly ✨ A secure and transparent ecosystem built to eliminate scams and unreliable payments ✨ A portfolio-first a

Founder

Empowered Women Foundation

Jun 2024 - Current (2 years 2 months)

Founder & Mentor, Empowered Women Foundation: Leading a non-profit organization dedicated to supporting women through education, skill development, and entrepreneurship initiatives 👩‍🎓 Mentoring and coaching women from diverse backgrounds to build confidence, achieve financial independence, and develop leadership skills ✨ Driving programs that promote gender equality, empowerment, and economic opportunities for women globally 🌏

Founder

XBancer

Sep 2023 - Current (2 years 11 months)

As the Founder of XBANCER, I am responsible for setting the vision, building the strategy, and leading the execution of our cross-border payments and FX business. Key responsibilities: Vision & Strategy: Define the overall vision for XBANCER as a global cross-border payments and currency solutions provider, with a focus on B2B and high-value clients. Licensing & Regulatory Setup: Lead the establishment of XBANCER as a licensed Canadian Money Services Business (MSB), covering foreign exchange, money transfer, virtual currency and PSP activities, ensuring alignment with AML/CFT and regulatory requirements. Product & Infrastructure: Oversee the development of our core offerings, including multi-currency IBANs for cross-border transactions

Founder

Raise Money

Nov 2022 - Current (3 years 9 months)

🚀RaiseMoney streamlines the fundraising process for startups🌟 by offering a comprehensive platform that connects entrepreneurs with the ideal investors💼 in just one click🖱️. We prioritize ease-of-use, featuring a user-friendly interface👩‍💻 to find compatible investors, tailored messaging💬, and ready-to-use pitch templates📄 to facilitate effective partnerships🤝. As a networking hub for startup founders and investors🌐, RaiseMoney aims to simplify the fundraising experience💡 and eliminate barriers to innovation🔧. Our one-click, targeted investor search🔍 helps startups from around the globe🌍 secure funding💰 and expand their ventures📈. As a cloud-based software solution☁️, RaiseMoney provides a seamless experience for entrepren

Life Time Member

Women In Finance

Aug 2022 - Current (4 years)

h

Writer

httpsthehealingheartme

Aug 2022 - Current (4 years)

I know it can seem like everything is just too hard right now. You may be struggling with something, or you may have gone through a difficult experience that has left you feeling hopeless and empty. Maybe you're just tired of being tired and don't know how to get out of the rut you feel like you're in. But I want to tell you: everything passes. There are times when we think we won’t get through a difficulty, but it passes. There are times in our lives where we feel so desolate and empty, and it seems as if we have “hit rock bottom”, even those moments and periods pass. Such is the nature of this world. Everything passes. So don't give up on yourself! Remember that there are good days ahead for you—and they might even be tomorrow!

h

Member

httpswifasiaorg

Aug 2022 - Current (4 years)

Women in Finance Asia (WiFA) is a not-for-profit association that is committed to empowering women to achieve their full professional potential by inspiring both women and men to become advocates, change makers, and leaders in our community. WiFA equips our members with resources, opportunities, and a global platform that facilitates networking, mentoring, learning, and sharing of experiences while promoting diversity, equality, and inclusion.

Corporate Member

EW

Jul 2022 - Jan 2024 (1 year 7 months)

E2W is a community of women in Financial Services. Our community is a supportive and progressive group, enabling and encouraging our members to grow and thrive with their careers. Being part of our membership allows you to network, learn, mentor and coach one another. Everything we do, is to support you and your career.

Business Mentor

Startup Academy Switzerland

Jun 2022 - Current (4 years 2 months)

The main aim of the StartUp Academy project is to develop, test and implement a supporting environment for unemployed young persons with entrepreneurial ideas with special focus on those living in remote regions with limited access to education and training and resources.

Life Time Member

FWA Singapore Financial Womens Association

Apr 2022 - Current (4 years 4 months)

Member

leapclub

Mar 2022 - Current (4 years 5 months)

a social-professional community for women. we believe that when women have a high value network to support them and when women have the resources to learn and grow in their professional lives, a revolution will be underway.

P

Business Mentor

PSP Academy

Nov 2021 - Current (4 years 9 months)

Skills: Marketing • New Business Development • Strategy • Finance

Founder

Payomatix

Aug 2021 - Current (5 years)

Payomatix is transforming the global payments landscape by offering businesses secure, reliable, and scalable payment solutions. Payomatix provides a comprehensive range of payment solutions that cater to businesses of all sizes. 1. Payment Gateway Solutions Payomatix’s secure payment gateway allows businesses to accept payments via multiple methods, including UPI, credit/debit cards, net banking, and digital wallets. Key Features: ✔ AI-Driven Smart Routing to improve payment success rates. ✔ Support for multi-currency transactions for global businesses. ✔ Real-time transaction tracking and instant settlement updates. 2. UPI Solutions As UPI continues to dominate the Indian payments landscape, Payomatix offers customized solutions th

Investor/ Founder / Co-founder

Raag InfoTech Ltd

Mar 2015 - Mar 2018 (3 years 1 month)

X

Centre manager

Xansa India Ltd

Jan 1999 - Jan 2002 (3 years 1 month)

About

Detail

Timeline

Résumé