Ryan Cannon

Co-founder and Chief Risk Officer

Thrive Financial Inc

Sep 2023 - Current (2 years 11 months)

Vice President, Head of Risk

cherry

Aug 2020 - Sep 2023 (3 years 2 months)

Vice President, Risk Strategy

LendingUSA

Jun 2018 - Aug 2020 (2 years 3 months)

Director of Credit Strategy

GreenSky

Oct 2017 - Jun 2018 (9 months)

Senior Manager of Credit Strategy

GreenSky

Sep 2016 - Oct 2017 (1 year 2 months)

Manager of Credit Strategy

GreenSky

Mar 2015 - Sep 2016 (1 year 7 months)

-Developed "Enhanced Line Policy" to significantly boost exposure and loan purchase volume in near prime and prime space with reduced risk -Launched direct mail Recovery strategy to enhance overall recovery dollars on charged-off accounts -Developed new Collections segmentation to optimize usage of agents and better target high-risk accounts -Manage monthly credit review to identify potential problem areas and work towards proactive remediation

Senior Business Analyst

Capital One

Jul 2012 - Mar 2015 (2 years 9 months)

Sr. Business Analyst- US Card Collections Strategy and Analysis 2013-2015 -Managed end to end design and launch of early delinquent messaging stream designed to improve customer experience by reducing point-of-sale declines and benefit financials by reducing long-term losses -Produced valuations, worked with brand partners to deliver creative, and navigated our extensive governance process to ensure that the end product complied with legal and corporate standards and regulations -Expected to reduce charge-off rates by 8 bps -Impacts 4 MM accounts annually -Delivered valuations and framework for 2014 Partnerships Collections Program Approval designed to outline ove

V

Bar/Service Manager

Virginian Restaurant Company

Jan 2007 - Jul 2011 (4 years 7 months)

Duties / Accomplishments Responsibilities include supervision of service staff, personnel acquisition and development, product cost analysis, arranging for and organizing private events, assisting with local marketing and promotions, and inventory management Three: A Kitchen and Lounge Achieved an average of 6% year over year revenue growth despite challenging local market conditions. -Reduced cost of goods sold by an average of 5% on a year over year monthly comparison. Offered higher margin specials and reduced shrinkage by reducing waste and more closely supervising employees. The Virginian Restaurant -Recorded an average of 11% year over year revenue growth, despite working through a recessionary environment for much of my time ther

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