Lynn Tarantino

Lynn Tarantino

About

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Senior Compliance and Risk Executive I Banking I Mortgage I 20+ years leading OCC, CFPB and FDIC regulatory programs I Built enterprise frameworks improving con
United States

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Résumé


Jobs verified_user 0% verified
  • Fulton Bank
    SVP, Deputy Chief Risk Officer
    Fulton Bank
    Nov 2025 - Current (11 months)
    • Spearhead Fulton Bank’s Enterprise Risk Management Program, ensuring comprehensive risk assessment and mitigation strategies.
    • Oversee the Operational Risk Management Program to enhance operational efficiency and resilience. This includes the RCSA Program, Issues Management Program, Control Testing Program and Operational Loss Event Monitoring Program.
    • Direct the Model Risk Management Program, focusing on the integrity and reliability of predictive models.
    • Champion the Business Continuity/Operational Resiliency Program, safeguarding the bank’s operations against disruptions.
  • Cenlar FSB
    Senior Vice President, First Line Bank Compliance and Risk Officer
    Cenlar FSB
    Jul 2024 - Sep 2025 (1 year 3 months)
    • Secured OCC approval for a Substantial Change in Assets application, enabling expansion of Cenlar’s charter and supporting growth from $1B to $5B in total assets through clear, data-driven regulatory submissions.
    • Obtained CRA designation approval to transition Cenlar from exempt to a Wholesale Bank, expanding product offerings to enhance liquidity, strengthen client retention, and attract new business opportunities.
    • Oversaw a $4.5M balance sheet as Executive Administrator for CU Servnet, introducing Ardley Portfolio Analytics and Heloc API tools that improved member retention and strengthened fraud prevention across partner credit unions.
    • Directed operational design and documentation for the Heloc Loan Correspondent a
  • Cenlar FSB
    Senior Vice President, First Line Chief Control and Quality Officer
    Cenlar FSB
    Oct 2020 - Jul 2024 (3 years 10 months)
    • Led the First Line Control Office to strengthen risk governance and operational accountability, unifying risk, compliance, and quality functions to improve control visibility and decision-making across the enterprise.
    • Mentored and led teams of up to 92 professionals across risk, control, and quality, developing multiple leaders promoted to VP and SVP roles by fostering a collaborative and cohesive culture.
    • Implemented 32+ Risk and Control Self-Assessments (RCSAs), achieving 85% control effectiveness and aligning residual risk to the enterprise risk appetite.
    • Built an Issues Management program in the GRC platform, cutting issue resolution time by 25% and meeting SLAs with 95% on-time corrective actions, executed within
  • Cenlar FSB
    Vice President, Chief Compliance and BSA Officer
    Cenlar FSB
    May 2013 - Oct 2020 (7 years 6 months)
    • Built the infrastructure of Cenlar’s Compliance Management System and BSA/AML/OFAC programs from the ground up, establishing scalable controls and first-line ownership.
    • Elevated the company’s Compliance Rating from unsatisfactory to satisfactory by calibrating the CMS to organizational complexity and risk levels.
    • Partnered with the Chief Risk Officer to build a robust second line of defense and integrate compliance risk into the ERM framework, improving enterprise accountability.
    • Created the Compliance Risk Assessment framework to identify, quantify, and mitigate inherent and residual risks across 30+ operational areas.
    • Established centralized policy governance to manage 200+ regulatory updates annually and mai
  • Ditech Holding Corporation
    Director, Consumer Lending Compliance Operations
    Ditech Holding Corporation
    Aug 2010 - May 2013 (2 years 10 months)
    • Managed Consumer Lending Compliance Operations, including the RESPA Cure Team onsite and in Guatemala, ensuring adherence to state and federal lending regulations.
    • Oversaw regulatory examinations, governance audits, and complaint management to create corrective action plans and reducing repeat issues.
    • Partnered with Global Compliance and Legal to translate legislative and regulatory changes into actionable system, policy, and training updates, reducing compliance exceptions and audit findings.
    • Developed key compliance control reporting for mortgage originations, enabling early error detection and timely corrective action throughout the loan process.
  • MetLife
    Director of Regulatory Compliance
    MetLife
    Aug 2007 - Aug 2010 (3 years 1 month)
    • Designed and managed compliance programs for Forward and Reverse Mortgage Origination and Servicing Operations and Bank Deposit Services, ensuring adherence to banking and mortgage regulations.
    • Developed and led the Fair Lending Program, establishing training, committee governance, and HMDA data analysis processes to strengthen compliance oversight.
    • Directed the HMDA Compliance Team (onsite and outsourced) and coordinated state and federal examinations, improving data accuracy and audit preparedness.
  • Sallie Mae
    Regulatory Compliance Manager
    Sallie Mae
    Aug 2005 - Aug 2007 (2 years 1 month)
    • Designed and managed compliance programs for Student Loan Originations, Collections, Mortgage Loan Originations and Servicing and Consumer Loan Originations and Servicing to ensure alignment with federal and state requirements.
    • Coordinated federal, state, investor, and insurer examinations and internal audits, ensuring timely responses and maintaining satisfactory regulatory outcomes.
    • Developed daily compliance monitoring reports for Collections, strengthening FDCPA adherence and improving identification and remediation of process gaps.
  • L
    Compliance Analyst
    Long Beach Mortgage
    Sep 2004 - Aug 2005 (1 year)
    Responsible for testing subprime loans against the compliance-monitoring program. Reported findings back to business channel and assisted identifying root causes and creating corrective action plans. Coordinated off-site state examinations and responses to examination reports.
  • Chase
    Compliance Analyst
    Chase
    May 1999 - Sep 2004 (5 years 5 months)
    Federal Compliance Auditor for various business channels reporting errors and working with the business channels on corrective action plans (1999–2002) Managed Compliance Program for the Joint Venture Business (2002–2004) including: Conducted on-site visits to the Joint Ventures to asses compliance; Created and distributed Weekly Compliance Communications; Responsible for all new hire training (systems, operational process and procedures, including compliance).
Education verified_user 0% verified
  • Bucknell University
    Bucknell University
    Bucknell University
  • Rutgers University
    Rutgers University
    Rutgers University
Projects (professional or personal) verified_user 0% verified
    Awards verified_user 0% verified
    • H
      2024 Women of Influence
      Housing Wire
      Jul 2024
    • Mortgage Bankers Association
      Graduate of MBA Future Leaders Program
      Mortgage Bankers Association
      Oct 2022
    This is a community-created genome.