Chad Smith

Vice President of Engineering

Sezzle

Dec 2022 - Current (3 years 9 months)

My role is to run multi-national engineering teams with over 40 engineers across various disciplines including payments, subscription, phone plans, merchant experience, core merchant API, merchant integrations, shopper rewards, shopper incentives, and shopper experiences. Hands on leader shipping at least five merges to production a week. - Own the technology roadmap behind platforms that support millions of active users and hundreds of millions of dollars in payment transactions. - Developed strong AI attribution metrics, adoption, and release processes for engineering department - Scaled Sezzle's experiences including the use of Sezzle Balance (ledger system), subscription, MVNO phone plans, large enterprise launches, ACH processes - Led

Director Of Engineering

Sezzle

Jul 2021 - Dec 2022 (1 year 6 months)

Promoted rapidly to VP of Engineering based on exceptional leadership, strategic execution, and technical delivery. Directed 25+ engineers across seven cross-functional teams, driving all shopper-facing initiatives. Leading subscription products and virtual card processing to eCommerce checkout and loan repayment platforms which became key drivers of Sezzle’s growth and profitability. - Scaled and modernized Sezzle’s core platforms, architecting a shift from monolithic systems to microservices (Golang) and modular front-end solutions (React, React Native), improving time-to-market and platform resilience. - Led teams responsible for 110M+ daily API requests, several million monthly active users, and mission-critical BNPL transaction flows

Sr. Manager of Business Systems

Blackhawk Network

Feb 2018 - Jul 2021 (3 years 6 months)

Directed cross-functional engineering and business systems teams delivering enterprise-scale payment solutions for Hawk Incentives, ensuring seamless issuance and management of Visa, Mastercard, and Discover-branded products in full compliance with banking and regulatory standards. - Oversaw the development and optimization of payment platforms supporting rapid growth and high availability, enabling timely and secure delivery of card-based and virtual incentives for enterprise clients. - Engineered global tokenization initiatives with Mastercard and Visa, enhancing payment security and enabling wallet integrations across Apple Pay, Google Pay, and Samsung Pay. - Led the migration of legacy, on-premise systems to AWS cloud infrastructure,

Sr. Manager of Engineering

Blackhawk Network

Mar 2016 - Feb 2018 (2 years)

Led multiple Agile engineering teams responsible for enterprise-scale incentive platforms and high-revenue product lines, driving 140% year-over-year growth through accelerated feature delivery, optimized customer experiences, and operational improvements. - Directed the rollout of ADA-compliant digital properties and established development frameworks, ensuring regulatory adherence and broad accessibility while modernizing customer experiences. - Managed UX/UI strategy and mobile framework development, enabling faster deployment of responsive, high-performing consumer and B2B applications. - Oversaw the end-to-end engineering lifecycle from new product development and legacy platform support to value analysis, recruiting, training, and

Software Development Manager

GiftCardscom

May 2011 - Mar 2016 (4 years 11 months)

Directed and contributed to the creation of a mobile-first pattern library reducing code complexity and increasing engineering productivity. Created best practice guides for responsive website development leveraging existing company resources and conducted internal presentations. • Oversaw and contributed to new products, legacy product support, process documentation, top-line growth, customer acquisition, hiring, employee evaluations, and training presentations. • Created a responsive interactive browser based application which created a competitive advantage enabling B2C product personalization without the use of backend resources. • Coordinated requirements gathering efforts with multiple departments to deliver consistent branding and ac

Software Engineer

ScienceLogic

Jul 2010 - May 2011 (11 months)

Created aesthetically pleasing front-end that increased usability for a complex event driven architecture. • Assisted the senior management team in brain storming sessions about architecture, design, software development life cycle, branching models, and deployment practices. • Contributed to new product development, production support, product testing, and a front-end framework. • Created an application programming interface (API) that connected big-data warehouses to customer facing applications increasing visibility into expanding networked datacenters.

C

Founder

Codexist LLC

Nov 2009 - Jul 2010 (9 months)

• Developed website and backend application for background checking company to handle personal publicly available relationships. • Developed nationally available county records access system displaying county boundary maps.

Application Developer

Willetts Technology

Feb 2007 - Nov 2009 (2 years 10 months)

• Contributed to engineering efforts centered on client facing website alterations. • Developed complex enterprise level applications for non-profit organizations. Lead team of engineers responsible for customer retention and satisfaction.

Director of Website Development

Marketing

May 2005 - Feb 2007 (1 year 10 months)

Developed technology plans, acceptable usage policies, and instructional documents for the entire company both for external and internal clients. Managed website marketing for multiple companies within a parent company. Worked in PHP, MySQL, and Scriptaculous to develop Intranet and Internet based applications for a variety of purposes. Worked in heavy AJAX and mod_rewriting to make “pretty URL’s” to have a better Search Engine presence. Facilitated the sales force in acquiring new clients and was an active member of the Chamber of Commerce to network with other professionals.

G

Founder

Get A Supplier LLC

Mar 2005 - Mar 2010 (5 years 1 month)

Providing a resource to contractors and suppliers in the construction industry Get A Supplier offers a communication service. Contractors provide requests for proposals and suppliers through the website are notified of those projects and can provide pricing information.

Intern

Ohio Department of Natural Resources Office of Information Technology

Mar 2003 - May 2005 (2 years 3 months)

Helped facilitate computer and network repairs to a nine building campus which houses over 5,000 users. Managed end‐user issues, computer repairs, and computer installations for the entire complex. I installed CAT5 patch panels, wall plates, routers, and switches to help maintain the expanding infrastructure of the complex. In order to create transparency at the department, I developed an Intranet‐based PHP and SQL Server application which allowed technology coordinators in other divisions to administer their own users without OIT intervention. This was completed with a custom built Active Directory (AD) API I built using core PHP LDAP functions to manipulate AD Objects and published my findings in PHP|Architect.

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